Michigan Estate Planning Lawyers

Wills, Trusts, and Peace of Mind — Start Your Estate Plan Today

Our Michigan estate planning attorneys help families like yours avoid probate, protect assets, and gain peace of mind — with customized plans, not just paperwork.

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In Short

Rutkowski Law Firm is a Michigan estate planning firm for retired couples and their families. A plan typically includes a living trust (also called a revocable trust), a will, financial and medical powers of attorney, and planning for long-term care costs. The firm also funds the trust, retitling the home and accounts, so the plan avoids probate. Meet in Troy or Rochester, or by video statewide.

Trusted by 2,800+ Michigan Families · 450+ Google Reviews

Working with the Rutkowski Law Firm was so great. They made me feel so confident in trusting the process. Everything was seamless from the minute I was greeted to the very end. I know I will be recommending this firm to all my friends and family.

The team took care of my needs in a timely manner and were professional and friendly at every meeting.

Michael Rutkowski helping a Michigan family avoid probate.

Estate Planning for Michigan Families

Don't leave your family with a useless binder.

Most firms hand you a template and expect you to do the work. We provide a Done-For-You process that handles Trust Funding and Asset Protection.

We help protect your home from the 5-Year Medicaid Look-Back, so your house can stay in your family and out of the state's hands. Plan now so you never become a burden to those you love.

Pick a time for your call

Choose a day and time below and our customer success team will call you then. It takes about 15 minutes, there is no cost, and no legal preparation is required.

What to expect: this is a short phone call (about 15 minutes) with our customer success team, not a Zoom meeting or a meeting with an attorney. We'll learn what you need and schedule your consultation, in person at one of our offices or by Zoom, at a time that works for you.

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Prefer to talk now? Call 248-792-9193.

Families Helped
2,800+
Assets Protected
$2 Billion+
Year Founded
2012

Estate Planning Services in Michigan

Protecting Your Family, Home, and Future

Estate planning is more than a stack of documents—it’s a plan to protect what matters most and give your loved ones peace of mind.

Here’s what the right plan can do:
  • Avoid probate: Save your family from a long, public, and expensive court process.
  • Protect your home & savings: Use trusts, powers of attorney, and beneficiary designations to transfer assets smoothly.
  • Stay in control: Decide who makes medical and financial choices if you can’t.
  • Provide for children & loved ones: Name guardians and set up proper support for minors or special needs dependents.
  • Prevent family conflict: Clear instructions reduce stress and disputes during difficult times.

At Rutkowski Law Firm, we’ve helped thousands of Michigan families—whether in Rochester, Bloomfield Hills, or virtually—create plans that work in real life. We keep it simple where possible and add sophistication where it matters most.

How much does an estate plan cost in Michigan?

It depends on what the plan has to do. A will-based plan costs less than a funded living trust, and a plan that also protects your home from nursing home costs costs more. Rutkowski Law Firm charges one flat fee, quoted at your Vision Consultation before you decide anything.

The fee covers the design of your plan, the signing and the funding: moving your home and accounts into your trust, recording your deed with the county and confirming in writing that your plan is done. Most clients pay half when the plan starts and half when it's complete. There's no hourly billing for phone calls or questions.

Our fee can be higher than an online service or a firm that only drafts the documents, especially for trusts and deeds. That's because we also do the filing and the funding, the work those options leave to you. A trust that never receives your home and accounts, or a deed that's never recorded, doesn't keep your family out of probate.

We don't publish a price range, because a range that covers both a single deed and an asset protection trust doesn't tell you much. The useful number is yours. A Vision Consultation takes about an hour, and you leave knowing exactly what your plan needs and what it will cost. Meet in Troy or Rochester, or by video if you mainly want the number.

See what an estate plan costs and what changes the price

What does an estate planning attorney do?

An estate planning attorney designs the legal documents that decide who makes your financial and medical decisions if you can't, and who receives your home and savings when you die. The attorney also makes sure those documents work under Michigan law.

See what an estate planning attorney does, step by step

Do I need a lawyer for estate planning, or can I do it myself?

You can legally make your own will in Michigan, and online forms exist for most estate planning documents. The risk is what a form can't do: fit your family's situation, or get your home and accounts into a trust. A trust that's never funded doesn't keep your family out of probate.

Michigan accepts a handwritten will if it's dated, signed and the important parts are in your own handwriting. A typed will, including the state's fill-in statutory will form, needs two witnesses. Even a valid will doesn't avoid probate, and it does nothing if you become unable to make decisions. Homemade wills are also a common source of family disputes, usually over unclear wording or a situation the will didn't cover.

If your situation is simple, with modest assets and no home or long-term care concerns, and you're comfortable retitling your own accounts, a form or a lower-priced plan may be enough. If you own a home, want to protect savings from nursing home costs, or have a blended family or a child with special needs, the details matter more. Read Can a DIY trust fail in Michigan? and what happens if a trust is never funded.

How do I choose an estate planning attorney?

Choose a firm whose practice is focused on estate planning, that quotes a flat fee before it starts, and that can tell you who moves your home and accounts into your trust. Ask every firm you talk to the same questions, and compare the answers, not only the prices.

See the ten questions to ask every estate planning attorney

Estate Planning Guide

Estate planning protects your assets and makes sure your estate is distributed according to your wishes after your death.

Read the top 10 most common mistakes our estate planning team sees. Free to read, right on the page. No download or email required.

Top 10 Estate Planning Mistakes guide

Michigan Estate Planning Attorneys

How We Help You Stay in Control of Life’s Big Decisions

Estate planning is more than just a will. It’s about protecting your home, savings, and the people you love—during your lifetime and after.

Whether you’re looking to avoid probate, safeguard your assets, or make sure medical and financial decisions are made by people you trust, a well-crafted plan keeps you in control.

Below is a complete breakdown of what our estate planning services in Michigan include.

Trusts and Probate Avoidance in Michigan

Keep what you’ve built moving smoothly to the people you love. Learn how revocable trusts and probate avoidance strategies work, when an irrevocable trust makes sense, and why a will alone isn’t always enough.

Revocable Living Trust

Avoid probate and keep things private while making it easy for loved ones to receive your home, savings, and belongings.

Irrevocable Trusts

When asset protection or Medicaid planning is a priority, irrevocable trusts can help safeguard what matters most.

Probate Avoidance

Use trusts, beneficiary designations, and deeds to bypass court delays, reduce costs, and minimize family stress.

Protecting Your Home, Savings, and Legacy

From asset protection to a Michigan Lady Bird Deed, we tailor strategies that keep your family secure today and prepared for tomorrow.

Asset Protection

Shield savings and property from future risks with a tailored plan that fits your goals and family dynamics.

Lady Bird Deed (Enhanced Life Estate)

Keep control of your home during life and pass it on without probate—commonly used in Michigan.

Long‑Term Care Planning

Coordinate your estate plan with future care needs so your home and spouse stay protected if health changes.

Essential Decisions—Made Clear and Simple

Put decision‑makers in place and make your wishes known with the right documents—wills, powers of attorney, healthcare directives, and special needs planning.

Last Will & Testament

Decide who inherits, who cares for minor children, and who handles your affairs—clearly and legally.

Living Will

Document your wishes for medical care if you can’t speak for yourself, easing the burden on loved ones.

Durable Power of Attorney

Choose someone you trust to manage your finances if you can’t, so bills are paid and assets are protected.

Healthcare Power of Attorney

Appoint someone you trust to make medical decisions for you if you can’t speak for yourself.

Special Needs Planning

Support a loved one with disabilities without disrupting benefits using a properly structured trust.

HIPAA Authorization

Give trusted family or friends access to your medical information when it matters most.

Beneficiary Designations

Ensure retirement accounts, life insurance, and other assets go directly to your chosen loved ones—without court delays.

Guardianship Designations

Name the people you trust to care for your children so you remain in control of their future.

Letter of Intent

Leave personal notes and instructions to make your wishes even clearer beyond your legal documents.

Life Insurance

Provide financial security for your family by ensuring expenses are covered after you’re gone.

Gifting Strategies

Give during your lifetime to reduce taxes and enjoy seeing your loved ones benefit.

Estate Tax Planning

Pass on more of your wealth to family—and less to taxes—with smart tax planning.

Business Succession Plan

Plan for your business’s future so it continues supporting your family and your legacy.

Funeral Arrangements

Ease the emotional and financial burden on your family by pre-planning your funeral.

Digital Estate Planning

Make sure your online accounts and digital assets are handled according to your wishes.

Book Initial Consultation: 248-792-9193

Our Proven Process for Estate Planning

A clear, caring path from first call to lifelong support — and the step most firms skip. We don’t just draft your plan and hand you a binder.

Our team walks you through every stage, from designing your plan to fully funding your trust by transferring assets and updating beneficiaries. This ensures your estate plan works exactly as intended when your family needs it most.

Step 1: Book Initial Consultation

  • Connect with our Customer Success Team by phone or online to schedule your consultation.
  • Call us directly or request a call back at a time that works for you.

Step 2: Initial Call

  • Meet with our legal team to review your goals, family dynamics, and assets.
  • We’ll listen without judgment and explain options in plain English.

Step 3: Strategy & Plan Design

  • We compare wills, trusts, probate avoidance, asset protection, and tax considerations.
  • You receive a clear action plan with steps, timelines, and expected outcomes.

Step 4: Plan Implementation

  • We draft and review documents, coordinate signings (virtual or in person), and guide funding.
  • If needed, we align with your financial advisor and CPA to keep everything in sync.

Step 5: Funding & Beneficiaries — The Step Most Firms Skip

  • We don’t just create your trust and wish you luck. Our team works with you to transfer assets into the trust, update beneficiary designations, and make sure every account and property is titled correctly.
  • An unfunded trust can fail — costing your family time, money, and stress in probate. We make sure yours is ready to work from day one.

Step 6: Ongoing Support

  • We check in, review changes in life or law, and update your plan when needed.
  • You’ll have a trusted partner for the long term.

Your Estate Planning Team

Our team is here to help. We are dedicated to providing you with the best legal representation possible. Call us today to book your consultation.

Meet the Whole Team

Book Initial Consultation: 248-792-9193

Common Questions About Estate Planning Services and Asset Protection

Book Initial Consultation: 248-792-9193

Understanding the key differences between estate planning and asset protection and why they're better together helps you secure your legacy and shield your wealth.

Asset Protection

Estate Planning

Book Initial Consultation: 248-792-9193

From the Video Library

Learn the ins and outs of estate planning from the estate planning attorney, Michael Rutkowski.

How to Include Cryptocurrency in Your Estate Plan
Estate Planning

How to Include Cryptocurrency in Your Estate Plan

Cryptocurrency can't be titled in a trust, but it can still be part of your estate plan. Attorney Michael Rutkowski explains how to pass on digital assets like Bitcoin using key-based access and trustee instructions.

Michael Rutkowski
Michael Rutkowski

Attorney at Rutkowski Law Firm

How a Trust Works: The Legal Shield for Your Family
Trust Mechanics

How a Trust Works: The Legal Shield for Your Family

A trust isn't just a document; it's a legal shield that avoids Michigan probate and keeps your family's business private. Michael Rutkowski breaks down the mechanics of trust ownership, the 'CEO' role of a trustee, and the critical step of asset fortification.

Michael Rutkowski
Michael Rutkowski

Attorney at Rutkowski Law Firm

When to Start Estate Planning
Estate Planning

When to Start Estate Planning

Estate planning isn’t just for the wealthy or the elderly—it’s essential for everyone. But when is the right time to start? In this video, estate planning attorney Michael Rutkowski discusses key life scenarios where estate planning becomes crucial.

Michael Rutkowski
Michael Rutkowski

Attorney at Rutkowski Law Firm

Where We Serve Michigan Families

Serving all of Michigan by video

Rutkowski Law Firm's offices are in Troy and Rochester, but we work with families everywhere in Michigan, from Ann Arbor to Marquette. Every meeting can happen over Zoom, and a virtual notary handles the signing. So you can work with the team behind more than 400 Google reviews, rated 4.8 stars, without ever making the drive.