Understanding the 5-Year Look-Back Rule: What Michigan Families Need to Know About Medicaid Spend-Down
Early planning is the key to protecting assets and securing care—here’s how the look-back rule works and what to do now.

Founder / Attorney
Elder Law focuses on the unique legal needs of aging individuals and their families—from long-term care planning to guardianship and Medicaid eligibility. Learn how Rutkowski Law Firm helps Michigan families protect their loved ones and plan for the road ahead.
Whether you need a will, trust, asset protection plan or are in need of medicaid crisis planning, our team is here to help! We are dedicated to providing you with the best legal representation possible. Call us today to book your consultation.
Meet the Whole TeamWith offices in Rochester and Bloomfield Hills, we’re proud to serve families throughout Michigan. Prefer virtual? We offer video consultations for estate planning, so you can plan from the comfort of home.
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“Their whole team was amazing to work with! The attorneys were very knowledgeable and made it easy to understand. We chose virtual planning process option because it was so much more convenient with my work schedule but they offered to meet in person too of we didn't do zoom. Highly Recommended!”
Early planning is the key to protecting assets and securing care—here’s how the look-back rule works and what to do now.

Founder / Attorney
Not all asset sales are treated the same under Medicaid. Here’s how to avoid costly mistakes.

Founder / Attorney
A quick January check could prevent costly estate planning mistakes down the line.

Founder / Attorney