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Michigan Medicaid Planning Lawyer

Protect Your Future with Medicaid Planning

At Rutkowski Law Firm, we help Michigan families preserve their assets while ensuring they receive the long-term care they need.

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Michigan Medicaid Planning Firm Serving Clients Throughout the State

Long-term care planning, also known as Medicaid planning, is for people who are healthy now but want to ensure that, if they become incapacitated, they will be able to get the care they need without losing their life savings.

Medicaid Eligibility Planning: Our attorneys help you legally structure your assets to qualify for Medicaid benefits while preserving your wealth.
Long-Term Care Asset Protection: We develop strategies to protect your assets from the high costs of nursing home care and medical expenses.
Irrevocable Medicaid Trusts: Set up an irrevocable trust to transfer assets and maintain Medicaid eligibility without sacrificing your estate.
Medicaid Crisis Planning: If you or a loved one is already in a nursing home and facing high costs, we can provide emergency Medicaid strategies.
Lady Bird Deeds: Use an Enhanced Life Estate Deed to transfer property while avoiding Medicaid estate recovery and probate.
Spend-Down Strategies: We guide you through legal ways to reduce countable assets to meet Medicaid’s financial qualifications.
Special Needs Planning: Create trusts to provide for loved ones with disabilities while preserving their government benefit eligibility.
Veterans Benefits & Medicaid: We help veterans and their spouses coordinate VA benefits with Medicaid planning for long-term care coverage.
Healthcare Power of Attorney: Ensure a trusted person can make medical decisions on your behalf in case of incapacity.
Funeral & Final Expense Planning: Prepay funeral and burial expenses to reduce countable assets for Medicaid eligibility.
Gifting & Asset Transfers: Understand Medicaid’s five-year look-back rule when transferring assets to loved ones.
Appealing Medicaid Denials: If your Medicaid application is denied, we can help you appeal and fight for the benefits you deserve.

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Virtual Medicaid Planning Process

Our promise to you: A lifetime of education and support for you and your family. We guide you through every step of Medicaid planning to ensure you receive the care you need without sacrificing your assets.

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Step 1

Education & Initial Meeting

Watch Rutkowski Law Firm welcome email video
Attend a virtual workshop
Participate in a Rutkowski Law Firm CE Course

Step 2

Virtual Initial Consultation

Discuss your family goals and concerns in more detail
Get your questions answered
Make a decision and sign fee agreement
Introduction to Medicaid Legal Team

Step 3

Medicaid Planning Meeting

Confirm Medicaid strategy with Legal Team
Provide and review requested documentation
Provide assistance with nursing home placement when needed

Step 4

Submit Medicaid Application

Apply for Medicaid benefits with normal nursing home application once all documents are received
*Preferred Medicaid application timeline: Within 30 days
OR apply with a retroactive application after 30+ days if necessary

Step 5

Response Time from Medicaid

Medicaid has 45 days to respond once application is submitted
May receive denial for Medicare cost share — DO NOT PANIC
Medicaid mailings and requests for more documents may occur

Step 6

Medicaid Decision & Annual Redetermination

Determination notice is sent from Medicaid
Communication from our firm about decision and next steps
Annual redetermination starts one year after approval
Must show Medicaid recipient is still eligible for benefits
Our firm is here to guide you through the first year and beyond

Medicaid Planning Guide

Long-term care costs can quickly drain your savings, but Medicaid can help cover nursing home, assisted living, and in-home care expenses. With proper planning, you can qualify for benefits while protecting your assets and ensuring financial security for your loved ones.

Download our Free Medicaid Planning Guide to learn how to navigate the application process, meet eligibility requirements, and avoid costly mistakes. Take control of your future—get your free guide today!

Common Questions About Medicaid Planning

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Meet Your Leadership Team

Whether you need a will, trust, asset protection plan or are in need of medicaid crisis planning, our team is here to help! We are dedicated to providing you with the best legal representation possible. Call us today to book your consultation.

Meet the Whole Team

Request a Consultation

With offices in Rochester and Bloomfield Hills, we’re proud to serve families throughout Michigan. Prefer virtual? We offer video consultations for estate planning, so you can plan from the comfort of home.

Please fill in the form and one of our customer service representatives will be in touch first thing on the next business day.

If you'd rather book a discovery call so you know exactly when to expect a call from our customer success agents, you're welcome to click the link below and find a time that works best for you.

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“Their whole team was amazing to work with! The attorneys were very knowledgeable and made it easy to understand. We chose virtual planning process option because it was so much more convenient with my work schedule but they offered to meet in person too of we didn't do zoom. Highly Recommended!”

Whitney Ollila