What If I Already Gave Away My Assets? Medicaid Mistakes You Can Still Recover From
Gifting your home or savings may seem generous—but if you need long-term care, that decision can cost you. Here’s what to do if it’s already done.

Founder / Attorney

Michael L. RutkowskiJanuary 8, 2026
No one wants to imagine a time when a parent, spouse, or sibling can no longer make safe, informed decisions. But for many Michigan families, this scenario becomes a reality—especially when an aging loved one hasn’t established key legal documents, such as a power of attorney or a health care proxy.
In these cases, guardianship may be the only option.
Guardianship is a legal arrangement in which a judge appoints someone—usually a family member or close friend—to make decisions on behalf of a person who is no longer able to do so themselves due to illness, injury, or cognitive decline. The guardian may be responsible for personal care decisions, financial management, or both.
When financial oversight is needed, the court may also appoint a conservator to handle money and assets. Often, these roles overlap and may be held by the same individual.
Guardianship is typically considered a last resort, used only when other planning tools—like a durable power of attorney or medical directive—don’t exist or are no longer valid.
You may need to consider guardianship if:
Going through a guardianship proceeding in Michigan involves several key steps:
Families often tell us the legal process feels overwhelming—especially when layered on top of emotional stress. At Rutkowski Law, we simplify the journey. We help you understand your rights, meet filing deadlines, and reduce friction among family members wherever possible. Most importantly, we guide you with compassion and clarity every step of the way.
Whether you’re exploring guardianship or actively involved in a case, you don’t have to figure it out alone.
Need help navigating guardianship or conservatorship in Michigan?
We’re here to listen, advise, and help your family move forward with confidence.
Estate Planning is an essential process that will protect your assets and ensure you’re your estate is distributed according to your wishes after your death.
Many people make mistakes when creating their estate plan, which can lead to unnecessary stress, confusion, and costly legal battles for their loved ones. Below, our estate planning team put together the top 10 and most common mistakes we see in estate planning.

Gifting your home or savings may seem generous—but if you need long-term care, that decision can cost you. Here’s what to do if it’s already done.

Founder / Attorney
That generous gift may feel right in the moment. But without a plan, it could cost you—and your kids—much more than you think.

Founder / Attorney
Protect your home with proactive medicaid planning to avoid costly Medicaid Estate Recovery with smart legal strategies before long-term care is needed.

Founder / Attorney