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Protect Yourself Before Trouble Starts- Lawsuit Protection Planning

Michael L. RutkowskiApril 22, 2025

In today’s world, lawsuits can arise out of almost anything—from hosting a gathering at your home to unexpected accidents you never could have predicted. Unfortunately, you don’t need to do anything "wrong" to find yourself facing a legal threat.

Estate and asset protection planning isn’t just about wills and trusts—it’s about being proactive so that one accident, one claim, or one lawsuit doesn’t unravel everything you’ve worked hard for.

Why Early Protection is So Important

When it comes to protecting your assets, timing is everything. The best time to set up protection is before there's even a hint of a lawsuit. Once someone threatens legal action—or worse, files a lawsuit—your ability to move, shield, or protect assets becomes severely limited. In fact, transferring or hiding assets after you know about a potential claim can be considered fraudulent conveyance, opening you up to even more legal trouble.

Early protection works because it’s proactive, not reactive. When you establish asset protection through tools like Asset Protection Trusts (APTs) while everything is calm and you have no legal threats in sight, the protections you put in place are much more likely to hold up if a lawsuit ever does arise.

It’s about being one step ahead:
✔️ Shield your assets before anyone even thinks to come after them.
✔️ Make yourself a less attractive target for lawsuits in the first place.
✔️ Give your family peace of mind, knowing your legacy is insulated from unexpected events.

Think of it like insurance—you hope you never need it, but you'll be grateful you have it if you do.

The Process to Get Protected

At Rutkowski Law Firm, we make the asset protection process straightforward and strategic:

  1. Initial Consultation
    We meet with you (in person or virtually) to understand your full financial picture, your risk level, and your long-term goals. We’ll also review any current structures you may already have in place.
  2. Risk Assessment
    We evaluate your potential exposure based on factors like profession (e.g., doctors, business owners, property owners), asset types, and personal situation.
  3. Craft a Custom Protection Plan
    We design a solution tailored to you, which might include creating an Asset Protection Trust (APT), restructuring asset ownership, or adding layers of legal protections where needed.
  4. Implementation
    We execute the plan—drafting documents, setting up trusts, retitling property if necessary—all while maintaining compliance with current law to avoid any hint of fraudulent transfer.
  5. Ongoing Support
    Asset protection isn’t “set it and forget it.” We offer regular check-ins and updates to ensure your protection strategies stay effective as your life and asset picture evolve.
  6. The sooner you start, the stronger your protection will be. And if you wait until after the lawsuit knock comes at your door, your options will be extremely limited.

Let Rutkowski Law Firm Help You Stay a Step Ahead

Protecting your hard-earned assets from future lawsuits is not something to put off until “someday.” The best time to act is before anything goes wrong—and Rutkowski Law Firm is here to guide you through it.


Estate Planning Guide

Estate Planning is an essential process that will protect your assets and ensure you’re your estate is distributed according to your wishes after your death.

Many people make mistakes when creating their estate plan, which can lead to unnecessary stress, confusion, and costly legal battles for their loved ones. Below, our estate planning team put together the top 10 and most common mistakes we see in estate planning.

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Screenshot of Top 10 Estate Planning Mistakes