A Smarter Way to Pass Down Your Home
Thinking of adding someone to your deed? Here’s what to consider—and a better way to protect what matters.

Founder / Attorney
Michael L. RutkowskiNovember 8, 2024
Life insurance is more than a safety net; it’s an essential element of a comprehensive estate plan to ensure your family’s financial protection, whatever the future holds. In this newsletter, we’ll discuss why life insurance is a key part of estate planning, who benefits most from having it, and the steps to select coverage that aligns with your long-term goals.
Life insurance provides your loved ones a critical layer of financial support, allowing them to cover immediate and future expenses—from mortgage payments and medical bills to daily living costs and education. By including life insurance in your estate plan, you secure financial stability and ease the emotional and financial burden on your family, letting them focus on what truly matters during challenging times.
While every situation is unique, life insurance offers particular value to: Parents with Dependents: Ensuring children’s future needs, such as education and daily living expenses, are fully provided for.
Choosing the right policy is essential to meet your financial goals, and here are a few key options:
At Rutkowski Law Firm, we understand the role life insurance plays in a robust estate plan. Our team is here to connect you to one of our trusted partners who can guide you through choosing the best policy to complement your broader financial and legacy goals, offering peace of mind for you and your family’s future.
Contact us today to learn more about integrating life insurance into your estate plan and how we can help tailor your strategy to meet your needs.
Estate Planning is an essential process that will protect your assets and ensure you’re your estate is distributed according to your wishes after your death.
Many people make mistakes when creating their estate plan, which can lead to unnecessary stress, confusion, and costly legal battles for their loved ones. Below, our estate planning team put together the top 10 and most common mistakes we see in estate planning.
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