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Michigan Disability Planning Attorney

Special Needs Planning for Your Family's Future

Give your loved one the life they deserve — without compromising the care they need.

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Family supporting a child with special needs, smiling together.

Trusted by Over 450 Clients with a 4.9 Star Rating

Aaron Baxter

Great law firm, very helpful answering all my questions regarding estate planning.

Pam Crittenden

We were very impressed with our estate planning with Rutkowski Law Firm! Everything was handled via zoom meetings from the comfort of our home. From the first contact with Client Services Coordinator, Angela, to our initial meeting with Chris, Director of Client Services, then scheduled meetings to determine and set-up our plan with Attorney Kara Moore, and ending with a funding meeting with Wealth Manager, Wally Rutkowski, everything went seemlessly...

Protect What Matters Most

Plan for a Life Full of Opportunity

Planning for a loved one with disabilities means ensuring financial security and access to essential support programs. At Rutkowski Law Firm, we guide families through creating thoughtful, flexible plans that grow with your loved one.

Protect Government Benefits: Preserve access to Medicaid, SSI, and other essential support programs.
Plan for Life Expenses: Cover education, hobbies, therapies, and other life-enhancing needs.
Choose Trusted Guardians: Select caring individuals to manage your loved one’s financial support.
Support Long-Term Stability: Ensure security and opportunity throughout your loved one’s lifetime.

Parents helping their child with special needs paint a picture.

Understanding the Options

How a Special Needs Trust Supports Your Family

A well-structured plan provides financial support while preserving eligibility for benefits like Medicaid and SSI. It covers life-enhancing expenses such as education, hobbies, and therapies—giving your loved one dignity and freedom.

Maintain Public Benefits: Keep eligibility for programs like Medicaid and SSI intact.
Enhance Daily Life: Fund enriching activities, education, and therapies beyond basic care.
Trusted Financial Management: Choose someone you trust to manage your loved one’s resources.
Long-Term Protection: Protect assets from mismanagement and maintain future stability.

Why Planning Makes a Difference

Protected Planning vs. Direct Gifts

Direct gifts can unintentionally jeopardize your loved one’s access to essential programs. Here's why a protected plan matters.

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Protected Planning vs. Direct Gifts
	Protected Planning	Direct Gift
Protects Benefits	✅ Yes	❌ No
Trusted Management	✅ Yes	❌ No
Covers Enriching Expenses	✅ Yes	✅ Yes
Risk of Losing Benefits	❌ No	✅ Yes
Provides Long-Term Security	✅ Yes	❌ No

Protects Benefits

Protected Planning: ✅ Yes

Direct Gift: ❌ No

Trusted Management

Protected Planning: ✅ Yes

Direct Gift: ❌ No

Covers Enriching Expenses

Protected Planning: ✅ Yes

Direct Gift: ✅ Yes

Risk of Losing Benefits

Protected Planning: ❌ No

Direct Gift: ✅ Yes

Provides Long-Term Security

Protected Planning: ✅ Yes

Direct Gift: ❌ No

Our Process for Special Needs Trust

Setting up a strong future shouldn't feel overwhelming. We make the process clear, supportive, and tailored to your family.

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Step 1

Step 1: Initial Consultation

We learn about your family’s needs and your loved one’s goals.
We explain your planning options clearly and thoughtfully.

Step 2

Step 2: Custom Plan Meeting

Together, we create a plan that preserves benefits and supports a thriving life.

Step 3

Step 3: Signing and Funding

We complete documents, assist with funding, and guide you every step of the way.

Common Questions About Special Needs Planning

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Guiding the Firm, Protecting Families

Whether you need a will, trust, asset protection plan or are in need of medicaid crisis planning, our team is here to help! We are dedicated to providing you with the best legal representation possible. Call us today to book your consultation.

Meet the Whole Team

Michael Rutkowski helping a Michigan family avoid probate.

Estate Planning for Michigan Families

Don't leave your family with a useless binder.

Most firms hand you a template and expect you to do the work. We provide a Done-For-You process that handles Trust Funding and Asset Protection.

We specialize in protecting your home from the 5-Year Medicaid Look-Back, ensuring your house stays in your family and out of the state's hands. Plan now so you never become a burden to those you love.

Pick a time for your call

Choose a day and time below and our customer success team will call you then. It takes about 15 minutes, there is no cost, and no legal preparation is required.

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