[{"data":1,"prerenderedAt":4162},["ShallowReactive",2],{"service-power-of-attorney":3,"locations":205,"locationAll":1978,"leadership":3313,"blogLatest-/blog/the-4-types-of-power-of-attorney-in-michigan-what-every-family-must-know-/blog/why-banks-and-medicaid-offices-sometimes-reject-a-valid-power-of-attorney-/blog/does-your-power-of-attorney-have-the-legal-keys-to-protect-your-home-power of attorney-patient advocate-durable power of attorney":3522,"$QEJIbFX0hy":4060},{"_path":4,"_dir":5,"_draft":6,"_partial":6,"_locale":7,"title":8,"description":9,"h1":10,"eyebrow":11,"answerCapsule":12,"hub":5,"topic":13,"serviceType":14,"testimonialsType":15,"differentiators":16,"heroImage":20,"heroImageAlt":21,"faqs":22,"relatedPosts":38,"topics":42,"body":46,"_type":199,"_id":200,"_source":201,"_file":202,"_stem":203,"_extension":204},"/services/estate-planning/power-of-attorney","estate-planning",false,"en","Power of Attorney in Michigan","Michigan recognizes four types of power of attorney. Rutkowski Law Firm builds the right combination so your family never needs a guardianship.","Protect Your Family From Ever Needing a Guardianship","Michigan Power of Attorney Lawyer","A power of attorney protects your family from ever needing a guardianship. It lets someone you trust step in and manage your finances or medical decisions the moment you can't. Michigan recognizes four types, and most families need more than one to actually be covered. At Rutkowski Law Firm, we build the right combination into your Asset Shield™ for one flat fee and confirm every document is current before you leave our office.","power-of-attorney","Power of Attorney","estatePlanning",[17,18,19],"funding","asset-shield","michigan-depth","/img/practice-areas/power-of-attorney.webp","Advisor helping couple understand POA documents",[23,26,29,32,35],{"q":24,"a":25},"What is the difference between a durable and non-durable power of attorney in Michigan?","A durable power of attorney stays in effect if you become incapacitated. A non-durable one ends automatically the moment you're no longer able to make decisions yourself, which means it fails you exactly when a family usually needs it most.",{"q":27,"a":28},"What is a patient advocate designation?","It's Michigan's legal name for a medical power of attorney. It only takes effect once two physicians certify in writing that you can't make your own medical decisions, and it lets your named advocate talk to doctors and make care decisions on your behalf until then.",{"q":30,"a":31},"Do I need both a durable POA and a patient advocate designation?","Most families do. The durable POA covers finances and property; the patient advocate designation covers medical decisions. Together they mean one person (or two different people, if you prefer) can act for you without either document leaving a gap.",{"q":33,"a":34},"What happens if I become incapacitated without a valid power of attorney?","Your family generally cannot access your accounts or make medical decisions for you automatically. They would need to petition a Michigan probate court for a guardianship or conservatorship, a public, court-supervised process that takes time and money. A properly drafted power of attorney avoids that entirely.",{"q":36,"a":37},"Is this a flat fee?","Yes. We quote one flat fee before we start, covering whichever combination of power of attorney documents your family needs. There's no separate bill later for making sure a bank or hospital actually honors it.",[39,40,41],"/blog/the-4-types-of-power-of-attorney-in-michigan-what-every-family-must-know","/blog/why-banks-and-medicaid-offices-sometimes-reject-a-valid-power-of-attorney","/blog/does-your-power-of-attorney-have-the-legal-keys-to-protect-your-home",[43,44,45],"power of attorney","patient advocate","durable power of attorney",{"type":47,"children":48,"toc":188},"root",[49,58,64,70,75,86,96,106,116,121,127,132,138,143,148,154,161,167,172,178,183],{"type":50,"tag":51,"props":52,"children":54},"element","h2",{"id":53},"what-is-a-power-of-attorney-in-michigan",[55],{"type":56,"value":57},"text","What Is a Power of Attorney in Michigan?",{"type":50,"tag":59,"props":60,"children":61},"p",{},[62],{"type":56,"value":63},"A power of attorney protects your family from having to go to court just to help you. It lets someone you trust step in and manage your finances or make medical decisions the moment you can't, whether that's a hospital stay or something longer-term. Most families assume one document covers everything. In Michigan, it doesn't. A complete plan usually pairs more than one type of power of attorney with a will or trust, as one coordinated Asset Shield™, not a stack of separate forms.",{"type":50,"tag":51,"props":65,"children":67},{"id":66},"the-4-types-of-power-of-attorney-in-michigan",[68],{"type":56,"value":69},"The 4 Types of Power of Attorney in Michigan",{"type":50,"tag":59,"props":71,"children":72},{},[73],{"type":56,"value":74},"Michigan law recognizes four distinct types, and which one (or ones) you need depends on when you want the authority to start, what it should cover, and when it should end.",{"type":50,"tag":59,"props":76,"children":77},{},[78,84],{"type":50,"tag":79,"props":80,"children":81},"strong",{},[82],{"type":56,"value":83},"Durable Financial Power of Attorney.",{"type":56,"value":85}," Takes effect immediately upon signing, or upon certified incapacity, and stays in effect for the rest of your life. It lets your agent pay bills, access accounts, and manage property without going to court.",{"type":50,"tag":59,"props":87,"children":88},{},[89,94],{"type":50,"tag":79,"props":90,"children":91},{},[92],{"type":56,"value":93},"Non-Durable Power of Attorney.",{"type":56,"value":95}," Works for financial tasks right away, but ends automatically the moment you become incapacitated. That means it stops working at exactly the moment a family usually needs it most.",{"type":50,"tag":59,"props":97,"children":98},{},[99,104],{"type":50,"tag":79,"props":100,"children":101},{},[102],{"type":56,"value":103},"Limited Power of Attorney.",{"type":56,"value":105}," Grants narrow authority for one specific transaction, such as signing closing documents on a home sale while you're out of state. It expires the moment that one task is finished.",{"type":50,"tag":59,"props":107,"children":108},{},[109,114],{"type":50,"tag":79,"props":110,"children":111},{},[112],{"type":56,"value":113},"Medical Power of Attorney (Patient Advocate Designation).",{"type":56,"value":115}," Michigan's legal name for a medical power of attorney. It only becomes active once two physicians certify in writing that you can't make your own medical decisions, and it lets your named advocate communicate with doctors and make care decisions consistent with your wishes.",{"type":50,"tag":59,"props":117,"children":118},{},[119],{"type":56,"value":120},"If you're the one making sure a parent is protected, check this now, while things are calm, not during a crisis. An old power of attorney they signed years ago can quietly stop working. A bank or hospital refuses it, or it no longer covers what's actually happening, right when your family needs it most.",{"type":50,"tag":51,"props":122,"children":124},{"id":123},"which-documents-stay-active-during-incapacity",[125],{"type":56,"value":126},"Which Documents Stay Active During Incapacity?",{"type":50,"tag":59,"props":128,"children":129},{},[130],{"type":56,"value":131},"This is the distinction that matters most in a real emergency. A non-durable document ends the moment a doctor determines you can no longer manage your own affairs, which is the exact moment your family needs it. Only a durable power of attorney and a patient advocate designation remain active through incapacity. Most complete Michigan estate plans include both: a durable financial POA and a patient advocate designation, so your finances and your medical care are both covered without a gap between them.",{"type":50,"tag":51,"props":133,"children":135},{"id":134},"what-happens-without-the-right-power-of-attorney",[136],{"type":56,"value":137},"What Happens Without the Right Power of Attorney?",{"type":50,"tag":59,"props":139,"children":140},{},[141],{"type":56,"value":142},"Generic templates and outdated paperwork leave real gaps, and they tend to show up at the worst possible time. If a health crisis hits and your documents are missing, expired, or don't grant the right authority, Michigan law does not let a spouse or adult child automatically step in to manage your accounts or your care, even a spouse of forty years. With Michigan nursing home costs regularly running well over $12,000 a month, a frozen account during exactly that kind of emergency is a real problem, not a technicality. ",{"type":50,"tag":59,"props":144,"children":145},{},[146],{"type":56,"value":147},"Without valid documents, your family is stuck petitioning a probate court, in Oakland, Wayne, Washtenaw, or wherever you live, for an emergency guardianship or conservatorship. That's public, it costs real money and time, and it hands a judge a decision your own paperwork could have already made.",{"type":50,"tag":51,"props":149,"children":151},{"id":150},"recent-updates-to-michigan-power-of-attorney-law",[152],{"type":56,"value":153},"Recent Updates to Michigan Power of Attorney Law",{"type":50,"tag":59,"props":155,"children":156},{},[157,159],{"type":56,"value":158},"Michigan adopted the Michigan Uniform Power of Attorney Act (UPOAA), which modernized the language courts and financial institutions expect, improved how banks and other institutions accept these documents, and added new protections against financial abuse. ",{"type":56,"value":160}," One practical consequence: an older power of attorney, or one downloaded from a generic template site, may no longer meet what banks and healthcare systems expect, and can be rejected at exactly the moment your family needs it to work.",{"type":50,"tag":51,"props":162,"children":164},{"id":163},"choosing-who-serves-as-your-agent",[165],{"type":56,"value":166},"Choosing Who Serves as Your Agent",{"type":50,"tag":59,"props":168,"children":169},{},[170],{"type":56,"value":171},"The person you name, often called your \"agent,\" or your \"patient advocate\" for medical decisions, should be someone you trust completely, who is willing to act, and who is realistically available when needed. Many Michigan families name a spouse first, with an adult child as a backup if the spouse is unavailable or predeceases them. It's worth naming a backup agent in every document: without one, if your first choice can't or won't serve, your family may be back to petitioning the probate court, which is exactly the outcome a power of attorney is meant to avoid. For financial and medical authority, you're allowed to name the same person for both roles or two different people. Some families prefer splitting the responsibility so one person isn't managing both money and medical decisions at once.",{"type":50,"tag":51,"props":173,"children":175},{"id":174},"how-a-power-of-attorney-fits-into-a-complete-estate-plan",[176],{"type":56,"value":177},"How a Power of Attorney Fits Into a Complete Estate Plan",{"type":50,"tag":59,"props":179,"children":180},{},[181],{"type":56,"value":182},"A power of attorney is one piece of a Michigan estate plan, not the whole plan. It works alongside a will or trust (which only take effect after death) and, for a homeowner, often a Lady Bird deed as well. At Rutkowski Law Firm, our process doesn't stop at signing. We confirm each document reflects the current requirements under Michigan's Uniform Power of Attorney Act and coordinate it with the rest of your plan, so your family isn't left holding a document that a bank or hospital later refuses to honor. The binder doesn't leave our office until every document in your plan works together the way it's supposed to.",{"type":50,"tag":59,"props":184,"children":185},{},[186],{"type":56,"value":187},"For a homeowner, that same visit is also the right time to talk about a Lady Bird deed for the house and, depending on the family's situation, whether a revocable living trust makes sense for everything else. None of these documents do the same job. A power of attorney only works while you're alive, a will or trust only takes effect after you pass away, and a Lady Bird deed handles one specific asset. That's exactly why families who come in asking about \"power of attorney\" often leave with a small, coordinated set of documents instead of a single form.",{"title":189,"searchDepth":190,"depth":190,"links":191},"",2,[192,193,194,195,196,197,198],{"id":53,"depth":190,"text":57},{"id":66,"depth":190,"text":69},{"id":123,"depth":190,"text":126},{"id":134,"depth":190,"text":137},{"id":150,"depth":190,"text":153},{"id":163,"depth":190,"text":166},{"id":174,"depth":190,"text":177},"markdown","content:services:estate-planning:power-of-attorney.md","content","services/estate-planning/power-of-attorney.md","services/estate-planning/power-of-attorney","md",[206,559,831,1128,1414,1687],{"_path":207,"_dir":208,"_draft":6,"_partial":6,"_locale":7,"title":209,"description":210,"seoTitle":211,"h1":211,"headline":212,"answerCapsule":213,"streetAddress":214,"city":209,"state":215,"zip":216,"phone":217,"url":218,"map":219,"directions":220,"review":221,"phoneDisplay":222,"attorney":223,"attorneyUrl":224,"meetings":225,"inPerson":6,"ratingValue":226,"reviewCount":227,"ratingAsOf":228,"gbpName":229,"gbpCid":230,"latitude":231,"longitude":232,"county":233,"probateCourt":234,"areasServed":235,"services":241,"testimonialsLocation":251,"heroImage":252,"heroImageAlt":253,"differentiators":254,"faqs":258,"subhead":271,"nearestOffice":272,"nearestOfficeName":273,"nearestOfficeAddress":274,"nearestOfficeDirections":275,"body":276,"_type":199,"_id":556,"_source":201,"_file":557,"_stem":558,"_extension":204},"/about-us/locations/ann-arbor","locations","Ann Arbor","Estate planning and asset protection for Ann Arbor and Washtenaw County, by video or at our Troy office. Home and accounts moved into your trust. 4.9 stars from 67 Google reviews. Call (866) 577-7296.","Estate Planning Lawyer in Ann Arbor, MI","Probate avoidance and asset protection for Ann Arbor families","Rutkowski Law Firm works with Ann Arbor and Washtenaw County families by secure video and in person at its Troy office, 801 W. Big Beaver Road, led by founding attorney Michael L. Rutkowski. We protect homes, savings and retirement accounts from probate court, lawsuits and long-term care costs, and we do the work families usually get stuck on: moving your home and accounts into your trust, recording your deed with the county and confirming in writing that your plan is done. Rated 4.9 out of 5 from 67 Google reviews. Call (866) 577-7296.","315 E Eisenhower Pkwy, Suite 303b","MI","48108","+1 866-577-7296","https://www.google.com/maps/place/Rutkowski+Law+Firm+Asset+Protection+%26+Estate+Planning/@42.237035,-83.724137,15z/data=!4m5!3m4!1s0x0:0xcb96ebb3a1e6ba72!8m2!3d42.2452637!4d-83.7470967?shorturl=1","https://www.google.com/maps/embed?pb=!1m14!1m8!1m3!1d11815.771197002985!2d-83.724137!3d42.237035!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x883caf0ac4d8dc43%3A0xcb96ebb3a1e6ba72!2sRutkowski%20Law%20Firm%20Asset%20Protection%20%26%20Estate%20Planning!5e0!3m2!1sen!2sgg!4v1737720648098!5m2!1sen!2sgg","https://maps.app.goo.gl/FgDyxKGAMCxzsB7b6","https://www.google.com/search?q=rutkowski+law+firm+ann+arbor&rlz=1C1RXQR_enUS960US960&oq=rutkowski+law+firm+ann+arbor+&aqs=chrome..69i57j69i65j69i60j69i65j69i60l3j69i65.3146j0j7&sourceid=chrome&ie=UTF-#lrd=0x883caf0ac4d8dc43:0xcb96ebb3a1e6ba72,3,,,,","(866) 577-7296","Michael L. Rutkowski","/about-us/team/michael-rutkowski/","By secure video, or in person at our Troy or Rochester office","4.9",67,"October 6, 2026","Rutkowski Law Firm Estate Planning & Asset Protection","14670171992953895538",42.2452637,-83.7470967,"Washtenaw","Washtenaw County Probate Court in Ann Arbor",[209,236,237,238,239,240],"Ypsilanti","Saline","Dexter","Chelsea","Pittsfield Township",[242,243,244,245,246,247,248,249,250],"Estate planning","Living trusts","Wills","Powers of attorney","Lady Bird deeds","Medicaid and nursing home planning","Elder law","Probate","Guardianship and conservatorship","Ann Arbor, MI","/img/hero/ann-arbor.webp","Downtown Ann Arbor, Michigan",[17,18,255,256,257],"crisis-speed","process","virtual",[259,262,265,268],{"q":260,"a":261},"Which court handles probate for Ann Arbor estates?","Ann Arbor is in Washtenaw County, so estates go through the Washtenaw County Probate Court in Ann Arbor. Assets in a funded living trust skip that court.",{"q":263,"a":264},"Do my retirement accounts go into the trust?","Usually not directly. IRAs, 401(k)s and 403(b)s pass by beneficiary designation, so we review and update those forms to match your plan instead of retitling the account.",{"q":266,"a":267},"Where do in-person meetings happen?","Most Ann Arbor clients meet with us by secure video. If you'd rather meet in person, we'll see you at our Troy office at 801 W. Big Beaver Road or our Rochester office at 312 East Street.",{"q":269,"a":270},"Our kids live out of state. Can they be part of the process?","Yes. They can join any meeting by video, and we make sure the powers of attorney name people who can actually act when it's needed.","Most law firms hand you a binder and a to-do list. Rutkowski Law Firm does the work families usually get stuck on: moving your home and accounts into your trust, recording your deed with the county and confirming in writing that your plan is done.","troy","Troy","801 W. Big Beaver Rd., Suite 600, Troy, MI 48084","https://www.google.com/maps/dir/?api=1&destination=801+W+Big+Beaver+Rd+Suite+600,+Troy,+MI+48084",{"type":47,"children":277,"toc":548},[278,284,300,355,360,366,371,376,381,387,392,411,417,422,489,494,504,510,515,520,526,531,536],{"type":50,"tag":51,"props":279,"children":281},{"id":280},"whats-different-about-planning-in-ann-arbor",[282],{"type":56,"value":283},"What's different about planning in Ann Arbor?",{"type":50,"tag":59,"props":285,"children":286},{},[287,289,298],{"type":56,"value":288},"Many Ann Arbor families hold much of their wealth in retirement accounts and a valuable home. The median Ann Arbor home is worth about $453,000, according to the ",{"type":50,"tag":290,"props":291,"children":295},"a",{"href":292,"rel":293},"https://www.census.gov/quickfacts/fact/table/annarborcitymichigan/PST045224",[294],"nofollow",[296],{"type":56,"value":297},"U.S. Census Bureau",{"type":56,"value":299},". Retirement accounts pass by beneficiary form, not by will or trust, so those forms have to match the plan.",{"type":50,"tag":59,"props":301,"children":302},{},[303,305,311,313,319,320,325,326,332,333,338,339,345,347,353],{"type":56,"value":304},"That's where plans most often go wrong: a careful trust, and an IRA or 403(b) still naming an ex-spouse or a parent who has passed. If your children live out of state, a finished plan, and powers of attorney someone can actually use from a distance, matter even more. Rutkowski Law Firm handles ",{"type":50,"tag":290,"props":306,"children":308},{"href":307},"/estate-planning/",[309],{"type":56,"value":310},"estate planning",{"type":56,"value":312},", ",{"type":50,"tag":290,"props":314,"children":316},{"href":315},"/estate-planning/trusts/revocable-trust/",[317],{"type":56,"value":318},"living trusts",{"type":56,"value":312},{"type":50,"tag":290,"props":321,"children":323},{"href":322},"/estate-planning/lady-bird-deed/",[324],{"type":56,"value":246},{"type":56,"value":312},{"type":50,"tag":290,"props":327,"children":329},{"href":328},"/estate-planning/power-of-attorney/",[330],{"type":56,"value":331},"powers of attorney",{"type":56,"value":312},{"type":50,"tag":290,"props":334,"children":336},{"href":335},"/medicaid-planning/",[337],{"type":56,"value":247},{"type":56,"value":312},{"type":50,"tag":290,"props":340,"children":342},{"href":341},"/asset-protection/",[343],{"type":56,"value":344},"asset protection",{"type":56,"value":346}," and ",{"type":50,"tag":290,"props":348,"children":350},{"href":349},"/guardianship-conservatorship/",[351],{"type":56,"value":352},"guardianship and conservatorship",{"type":56,"value":354},".",{"type":50,"tag":59,"props":356,"children":357},{},[358],{"type":56,"value":359},"The Asset Shield™ is the complete plan: your trust, deeds, powers of attorney and beneficiary forms, drafted, signed and funded so they work together.",{"type":50,"tag":51,"props":361,"children":363},{"id":362},"what-does-done-for-you-mean-at-rutkowski-law-firm",[364],{"type":56,"value":365},"What does \"done for you\" mean at Rutkowski Law Firm?",{"type":50,"tag":59,"props":367,"children":368},{},[369],{"type":56,"value":370},"It means Ann Arbor families leave with a finished plan, not a to-do list. We move your home and accounts into your trust, record your deed with the county, send the beneficiary-change forms and confirm in writing that your plan is done.",{"type":50,"tag":59,"props":372,"children":373},{},[374],{"type":56,"value":375},"For most Ann Arbor families that means retitling the home and bank accounts into the trust, recording the deed with the Washtenaw County Register of Deeds, and reviewing every retirement-account and life-insurance beneficiary form so it matches the plan.",{"type":50,"tag":59,"props":377,"children":378},{},[379],{"type":56,"value":380},"Most Michigan estate planning attorneys hand Ann Arbor families a binder and leave the bank visits and county filings to them. An unfunded trust doesn't keep anything out of probate court, which is why we treat funding as part of the plan, not an extra. You won't leave with homework.",{"type":50,"tag":51,"props":382,"children":384},{"id":383},"what-if-the-family-is-already-in-a-crisis",[385],{"type":56,"value":386},"What if the family is already in a crisis?",{"type":50,"tag":59,"props":388,"children":389},{},[390],{"type":56,"value":391},"Call us. Rutkowski Law Firm has turned around emergency powers of attorney by the next day, with a notary sent to wherever the parent is, such as a hospital room at Michigan Medicine or Trinity Health Ann Arbor.",{"type":50,"tag":59,"props":393,"children":394},{},[395,397,401,403,409],{"type":56,"value":396},"If a parent can no longer make decisions and there's no power of attorney in place, we handle ",{"type":50,"tag":290,"props":398,"children":399},{"href":349},[400],{"type":56,"value":352},{"type":56,"value":402},". Our guardianship fee includes ongoing guidance and a yearly check-in, so the family isn't left on its own after the court date. If a parent already needs nursing home care, Michigan Medicaid looks back five years at gifts and transfers, so talk to us before moving any money. ",{"type":50,"tag":290,"props":404,"children":406},{"href":405},"/practice-areas/crisis-planning/",[407],{"type":56,"value":408},"Crisis planning",{"type":56,"value":410}," can often still protect part of the savings.",{"type":50,"tag":51,"props":412,"children":414},{"id":413},"how-does-the-process-work",[415],{"type":56,"value":416},"How does the process work?",{"type":50,"tag":59,"props":418,"children":419},{},[420],{"type":56,"value":421},"Every Ann Arbor plan follows the same four steps, and the Rutkowski Law Firm team stays with you through all of them: a Vision Consultation, a design meeting, the signing, and the funding. Nothing is left for you to finish on your own.",{"type":50,"tag":423,"props":424,"children":425},"ol",{},[426,453,469,479],{"type":50,"tag":427,"props":428,"children":429},"li",{},[430,435,437,443,445,451],{"type":50,"tag":79,"props":431,"children":432},{},[433],{"type":56,"value":434},"Vision Consultation.",{"type":56,"value":436}," ",{"type":50,"tag":290,"props":438,"children":440},{"href":439},"/about-us/team/chris-pletkovic/",[441],{"type":56,"value":442},"Chris Pletkovic",{"type":56,"value":444}," or ",{"type":50,"tag":290,"props":446,"children":448},{"href":447},"/about-us/team/josh-heppner/",[449],{"type":56,"value":450},"Josh Heppner",{"type":56,"value":452}," from our Customer Success team asks what you're protecting and who you're protecting it for, then lays out the options that fit, with the price for each, before you decide anything.",{"type":50,"tag":427,"props":454,"children":455},{},[456,461,463,467],{"type":50,"tag":79,"props":457,"children":458},{},[459],{"type":56,"value":460},"Design.",{"type":56,"value":462}," Our attorneys and paralegals, under founding attorney ",{"type":50,"tag":290,"props":464,"children":465},{"href":224},[466],{"type":56,"value":223},{"type":56,"value":468},", build the plan around your family, your property and your accounts.",{"type":50,"tag":427,"props":470,"children":471},{},[472,477],{"type":50,"tag":79,"props":473,"children":474},{},[475],{"type":56,"value":476},"Signing.",{"type":56,"value":478}," By secure video with a notary, or in person at our Troy office.",{"type":50,"tag":427,"props":480,"children":481},{},[482,487],{"type":50,"tag":79,"props":483,"children":484},{},[485],{"type":56,"value":486},"Funding.",{"type":56,"value":488}," We move your assets into the trust, record the deeds and deliver the finished documents.",{"type":50,"tag":59,"props":490,"children":491},{},[492],{"type":56,"value":493},"You'll have a client portal for your matter, so you can see where things stand at any point. And we keep improving the process: Michael Rutkowski builds the firm's client management system himself, and the team keeps refining each step.",{"type":50,"tag":59,"props":495,"children":496},{},[497,503],{"type":50,"tag":290,"props":498,"children":500},{"href":499},"/schedule/",[501],{"type":56,"value":502},"Schedule your Vision Consultation",{"type":56,"value":354},{"type":50,"tag":51,"props":505,"children":507},{"id":506},"do-i-have-to-come-to-an-office",[508],{"type":56,"value":509},"Do I have to come to an office?",{"type":50,"tag":59,"props":511,"children":512},{},[513],{"type":56,"value":514},"No. Most Ann Arbor families work with us entirely by secure video, including the signing. To meet face to face, we'll see you at our Troy office at 801 W. Big Beaver Road or our Rochester office at 312 East Street.",{"type":50,"tag":59,"props":516,"children":517},{},[518],{"type":56,"value":519},"Phones are answered 24 hours a day; the offices are open weekdays, 9 a.m. to 5 p.m. Video also lets adult children who live elsewhere join the same meeting, so the whole family hears the plan together.",{"type":50,"tag":51,"props":521,"children":523},{"id":522},"which-communities-do-you-serve-near-ann-arbor",[524],{"type":56,"value":525},"Which communities do you serve near Ann Arbor?",{"type":50,"tag":59,"props":527,"children":528},{},[529],{"type":56,"value":530},"We serve Ann Arbor, Ypsilanti, Saline, Dexter, Chelsea and Pittsfield Township, and families anywhere in Michigan by video. Estates in this area are handled by the Washtenaw County Probate Court in Ann Arbor.",{"type":50,"tag":59,"props":532,"children":533},{},[534],{"type":56,"value":535},"Rutkowski Law Firm meets clients in person at its Troy and Rochester offices and works with families anywhere in Michigan by secure video.",{"type":50,"tag":59,"props":537,"children":538},{},[539,541,547],{"type":56,"value":540},"See ",{"type":50,"tag":290,"props":542,"children":544},{"href":543},"/about-us/locations/",[545],{"type":56,"value":546},"every area Rutkowski Law Firm serves",{"type":56,"value":354},{"title":189,"searchDepth":190,"depth":190,"links":549},[550,551,552,553,554,555],{"id":280,"depth":190,"text":283},{"id":362,"depth":190,"text":365},{"id":383,"depth":190,"text":386},{"id":413,"depth":190,"text":416},{"id":506,"depth":190,"text":509},{"id":522,"depth":190,"text":525},"content:about-us:locations:ann-arbor.md","about-us/locations/ann-arbor.md","about-us/locations/ann-arbor",{"_path":560,"_dir":208,"_draft":6,"_partial":6,"_locale":7,"title":561,"description":562,"seoTitle":563,"h1":563,"headline":564,"answerCapsule":565,"streetAddress":566,"city":561,"state":215,"zip":567,"phone":568,"url":569,"map":570,"directions":571,"review":572,"phoneDisplay":573,"attorney":223,"attorneyUrl":224,"meetings":225,"inPerson":6,"ratingValue":226,"reviewCount":574,"ratingAsOf":228,"gbpName":229,"gbpCid":575,"latitude":576,"longitude":577,"county":578,"probateCourt":579,"areasServed":580,"services":586,"testimonialsLocation":587,"heroImage":588,"heroImageAlt":589,"differentiators":590,"faqs":591,"subhead":271,"nearestOffice":272,"nearestOfficeName":273,"nearestOfficeAddress":274,"nearestOfficeDirections":275,"body":603,"_type":199,"_id":828,"_source":201,"_file":829,"_stem":830,"_extension":204},"/about-us/locations/detroit","Detroit","Estate planning for Detroit and Wayne County families: Lady Bird deeds, trusts and powers of attorney, finished for you. 4.9 stars from 89 Google reviews. Call (313) 631-8477.","Estate Planning Lawyer in Detroit, MI","Keep the family home in the family, not in probate court","Rutkowski Law Firm works with Detroit and Wayne County families by secure video and in person at its Troy office, 801 W. Big Beaver Road, led by founding attorney Michael L. Rutkowski. We help families keep the family home out of probate court and protect it from long-term care costs, and we do the work families usually get stuck on: moving your home and accounts into your trust, recording your deed with the county and confirming in writing that your plan is done. Rated 4.9 out of 5 from 89 Google reviews. Call (313) 631-8477.","420 Washington Blvd STE 301","48226","+1 313-631-8477","https://www.google.com/maps/place/Rutkowski+Law+Firm+Asset+Protection+%26+Estate+Planning/@42.3279089,-83.0485417,15z/data=!4m5!3m4!1s0x0:0x2eeaba7b51d31b24!8m2!3d42.3279089!4d-83.0485417?shorturl=1","https://www.google.com/maps/embed?pb=!1m14!1m8!1m3!1d11798.741509319454!2d-83.0485417!3d42.3279089!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x88179d5ca4bbb14d%3A0x2eeaba7b51d31b24!2sRutkowski%20Law%20Firm%20Asset%20Protection%20%26%20Estate%20Planning!5e0!3m2!1sen!2sgg!4v1737720254793!5m2!1sen!2sgg","https://goo.gl/maps/njvtT375bBg13nYE8","https://www.google.com/search?q=Rutkowski+Law+Firm+Asset+Protection+%26+Estate+Planning%2C+420+Washington+Blvd+STE+301%2C+Detroit%2C+MI+48226&sca_esv=78c2cdce3559d586&hl=en-PK&gl=pk&ei=v4CTZ7zbDtSXhbIPzKqU4AI&ved=0ahUKEwj8tpi6p46LAxXUS0EAHUwVBSwQ4dUDCA8&uact=5&oq=Rutkowski+Law+Firm+Asset+Protection+%26+Estate+Planning%2C+420+Washington+Blvd+STE+301%2C+Detroit%2C+MI+48226&gs_lp=Egxnd3Mtd2l6LXNlcnAiZVJ1dGtvd3NraSBMYXcgRmlybSBBc3NldCBQcm90ZWN0aW9uICYgRXN0YXRlIFBsYW5uaW5nLCA0MjAgV2FzaGluZ3RvbiBCbHZkIFNURSAzMDEsIERldHJvaXQsIE1JIDQ4MjI2MgUQABiABDIGEAAYFhgeMgYQABgWGB4yBhAAGBYYHjIGEAAYFhgeMgsQABiABBiGAxiKBTILEAAYgAQYhgMYigUyCxAAGIAEGIYDGIoFMgsQABiABBiGAxiKBTILEAAYgAQYhgMYigVIywxQAFjgAXAAeAGQAQCYAXegAXeqAQMwLjG4AQPIAQD4AQH4AQKYAgGgAn6YAwCSBwMwLjGgB8kJ&sclient=gws-wiz-serp#lrd=0x88179d5ca4bbb14d:0x2eeaba7b51d31b24,3,,,,","(313) 631-8477",89,"3380719509111511844",42.3279089,-83.0485417,"Wayne","Wayne County Probate Court in Detroit",[561,581,582,583,584,585],"Dearborn","Grosse Pointe","Hamtramck","Southfield","Livonia",[242,243,244,245,246,247,248,249,250],"Detroit, MI","/img/hero/detroit.webp","Downtown Detroit, Michigan",[17,18,255,256,257],[592,595,598,600],{"q":593,"a":594},"Which court handles probate for Detroit estates?","Detroit is in Wayne County, so estates go through the Wayne County Probate Court in Detroit. A recorded Lady Bird deed or a funded living trust keeps the house out of it.",{"q":596,"a":597},"My parent's house is the only big asset. Do they still need a plan?","Yes. A house on its own is enough to send an estate to probate, and it's the asset most exposed to nursing home costs. A recorded Lady Bird deed is often the fastest fix.",{"q":266,"a":599},"Most Detroit clients meet with us by secure video. If you'd rather meet in person, we'll see you at our Troy office at 801 W. Big Beaver Road or our Rochester office at 312 East Street.",{"q":601,"a":602},"The house is still in a late parent's name. Can you help?","Yes. That usually takes a probate case to clear the title before the house can be sold, refinanced or protected. Call us and we'll explain the steps for your situation.",{"type":47,"children":604,"toc":820},[605,611,625,665,669,673,678,683,688,692,697,711,715,720,770,774,782,786,791,796,802,807,811],{"type":50,"tag":51,"props":606,"children":608},{"id":607},"why-do-so-many-detroit-homes-get-stuck-after-a-death",[609],{"type":56,"value":610},"Why do so many Detroit homes get stuck after a death?",{"type":50,"tag":59,"props":612,"children":613},{},[614,616,623],{"type":56,"value":615},"Because the house passes down without the paperwork. More than 5,500 Detroit homes have been passed down without legal documentation, according to a ",{"type":50,"tag":290,"props":617,"children":620},{"href":618,"rel":619},"https://wdet.org/2024/03/04/more-than-5500-family-homes-in-detroit-passed-down-without-legal-documentation-report-finds/",[294],[621],{"type":56,"value":622},"2024 Detroit Future City report",{"type":56,"value":624},". Without a recorded deed, the family often can't sell, refinance or get help with repairs.",{"type":50,"tag":59,"props":626,"children":627},{},[628,630,634,635,639,640,644,645,649,650,654,655,659,660,664],{"type":56,"value":629},"For many Detroit families, the home is the single biggest thing they'll pass on. A Lady Bird deed, recorded properly, lets the house go straight to the person you choose without probate court, while you keep full control for the rest of your life. It's often the most affordable way to protect it. Where there are savings to protect from nursing home costs, we build the rest of the plan around it. Rutkowski Law Firm handles ",{"type":50,"tag":290,"props":631,"children":632},{"href":307},[633],{"type":56,"value":310},{"type":56,"value":312},{"type":50,"tag":290,"props":636,"children":637},{"href":315},[638],{"type":56,"value":318},{"type":56,"value":312},{"type":50,"tag":290,"props":641,"children":642},{"href":322},[643],{"type":56,"value":246},{"type":56,"value":312},{"type":50,"tag":290,"props":646,"children":647},{"href":328},[648],{"type":56,"value":331},{"type":56,"value":312},{"type":50,"tag":290,"props":651,"children":652},{"href":335},[653],{"type":56,"value":247},{"type":56,"value":312},{"type":50,"tag":290,"props":656,"children":657},{"href":341},[658],{"type":56,"value":344},{"type":56,"value":346},{"type":50,"tag":290,"props":661,"children":662},{"href":349},[663],{"type":56,"value":352},{"type":56,"value":354},{"type":50,"tag":59,"props":666,"children":667},{},[668],{"type":56,"value":359},{"type":50,"tag":51,"props":670,"children":671},{"id":362},[672],{"type":56,"value":365},{"type":50,"tag":59,"props":674,"children":675},{},[676],{"type":56,"value":677},"It means Detroit families leave with a finished plan, not a to-do list. We move your home and accounts into your trust, record your deed with the county, send the beneficiary-change forms and confirm in writing that your plan is done.",{"type":50,"tag":59,"props":679,"children":680},{},[681],{"type":56,"value":682},"For most Detroit families that starts with the house: we prepare the Lady Bird deed, record it with the Wayne County Register of Deeds, and confirm it was recorded. Then we prepare your powers of attorney and see them signed with the witnesses or notary Michigan requires, so someone can act for you if you can't.",{"type":50,"tag":59,"props":684,"children":685},{},[686],{"type":56,"value":687},"Most Michigan estate planning attorneys hand Detroit families a binder and leave the bank visits and county filings to them. An unfunded trust doesn't keep anything out of probate court, which is why we treat funding as part of the plan, not an extra. You won't leave with homework.",{"type":50,"tag":51,"props":689,"children":690},{"id":383},[691],{"type":56,"value":386},{"type":50,"tag":59,"props":693,"children":694},{},[695],{"type":56,"value":696},"Call us. Rutkowski Law Firm has turned around emergency powers of attorney by the next day, with a notary sent to wherever the parent is, such as a hospital room at Henry Ford Hospital or the Detroit Medical Center.",{"type":50,"tag":59,"props":698,"children":699},{},[700,701,705,706,710],{"type":56,"value":396},{"type":50,"tag":290,"props":702,"children":703},{"href":349},[704],{"type":56,"value":352},{"type":56,"value":402},{"type":50,"tag":290,"props":707,"children":708},{"href":405},[709],{"type":56,"value":408},{"type":56,"value":410},{"type":50,"tag":51,"props":712,"children":713},{"id":413},[714],{"type":56,"value":416},{"type":50,"tag":59,"props":716,"children":717},{},[718],{"type":56,"value":719},"Every Detroit plan follows the same four steps, and the Rutkowski Law Firm team stays with you through all of them: a Vision Consultation, a design meeting, the signing, and the funding. Nothing is left for you to finish on your own.",{"type":50,"tag":423,"props":721,"children":722},{},[723,741,754,762],{"type":50,"tag":427,"props":724,"children":725},{},[726,730,731,735,736,740],{"type":50,"tag":79,"props":727,"children":728},{},[729],{"type":56,"value":434},{"type":56,"value":436},{"type":50,"tag":290,"props":732,"children":733},{"href":439},[734],{"type":56,"value":442},{"type":56,"value":444},{"type":50,"tag":290,"props":737,"children":738},{"href":447},[739],{"type":56,"value":450},{"type":56,"value":452},{"type":50,"tag":427,"props":742,"children":743},{},[744,748,749,753],{"type":50,"tag":79,"props":745,"children":746},{},[747],{"type":56,"value":460},{"type":56,"value":462},{"type":50,"tag":290,"props":750,"children":751},{"href":224},[752],{"type":56,"value":223},{"type":56,"value":468},{"type":50,"tag":427,"props":755,"children":756},{},[757,761],{"type":50,"tag":79,"props":758,"children":759},{},[760],{"type":56,"value":476},{"type":56,"value":478},{"type":50,"tag":427,"props":763,"children":764},{},[765,769],{"type":50,"tag":79,"props":766,"children":767},{},[768],{"type":56,"value":486},{"type":56,"value":488},{"type":50,"tag":59,"props":771,"children":772},{},[773],{"type":56,"value":493},{"type":50,"tag":59,"props":775,"children":776},{},[777,781],{"type":50,"tag":290,"props":778,"children":779},{"href":499},[780],{"type":56,"value":502},{"type":56,"value":354},{"type":50,"tag":51,"props":783,"children":784},{"id":506},[785],{"type":56,"value":509},{"type":50,"tag":59,"props":787,"children":788},{},[789],{"type":56,"value":790},"No. Most Detroit families work with us entirely by secure video, including the signing. To meet face to face, we'll see you at our Troy office at 801 W. Big Beaver Road or our Rochester office at 312 East Street.",{"type":50,"tag":59,"props":792,"children":793},{},[794],{"type":56,"value":795},"Phones are answered 24 hours a day; the offices are open weekdays, 9 a.m. to 5 p.m. Video also makes it easier to include brothers and sisters who live out of state, so everyone hears the same plan at the same time.",{"type":50,"tag":51,"props":797,"children":799},{"id":798},"which-communities-do-you-serve-near-detroit",[800],{"type":56,"value":801},"Which communities do you serve near Detroit?",{"type":50,"tag":59,"props":803,"children":804},{},[805],{"type":56,"value":806},"We serve Detroit, Dearborn, Grosse Pointe, Hamtramck, Southfield and Livonia, and families anywhere in Michigan by video. Estates in this area are handled by the Wayne County Probate Court in Detroit.",{"type":50,"tag":59,"props":808,"children":809},{},[810],{"type":56,"value":535},{"type":50,"tag":59,"props":812,"children":813},{},[814,815,819],{"type":56,"value":540},{"type":50,"tag":290,"props":816,"children":817},{"href":543},[818],{"type":56,"value":546},{"type":56,"value":354},{"title":189,"searchDepth":190,"depth":190,"links":821},[822,823,824,825,826,827],{"id":607,"depth":190,"text":610},{"id":362,"depth":190,"text":365},{"id":383,"depth":190,"text":386},{"id":413,"depth":190,"text":416},{"id":506,"depth":190,"text":509},{"id":798,"depth":190,"text":801},"content:about-us:locations:detroit.md","about-us/locations/detroit.md","about-us/locations/detroit",{"_path":832,"_dir":208,"_draft":6,"_partial":6,"_locale":7,"title":833,"description":834,"seoTitle":835,"h1":835,"headline":836,"answerCapsule":837,"streetAddress":838,"city":833,"state":215,"zip":839,"phone":840,"url":841,"map":842,"directions":843,"review":844,"phoneDisplay":845,"attorney":223,"attorneyUrl":224,"meetings":846,"inPerson":6,"ratingValue":226,"reviewCount":847,"ratingAsOf":228,"gbpName":848,"gbpCid":849,"latitude":850,"longitude":851,"county":833,"probateCourt":852,"areasServed":853,"services":859,"testimonialsLocation":860,"heroImage":861,"heroImageAlt":862,"differentiators":863,"faqs":864,"subhead":271,"nearestOffice":272,"nearestOfficeName":273,"nearestOfficeAddress":274,"nearestOfficeDirections":275,"body":880,"_type":199,"_id":1125,"_source":201,"_file":1126,"_stem":1127,"_extension":204},"/about-us/locations/marquette","Marquette","Estate planning and asset protection for Marquette and the Upper Peninsula, done entirely by video. 4.9 stars from 43 Google reviews. Call (906) 212-9945.","Estate Planning Lawyer in Marquette, MI","Protect your home, camp and savings without the drive downstate","Rutkowski Law Firm works with Marquette and Upper Peninsula families entirely by secure video, led by founding attorney Michael L. Rutkowski. We protect homes, camps and savings from probate court, lawsuits and long-term care costs, and we do the work families usually get stuck on: moving your home and accounts into your trust, recording your deed with the county and confirming in writing that your plan is done, all without a trip downstate. Rated 4.9 out of 5 from 43 Google reviews. Call (906) 212-9945.","132 W Washington St Suite A","49855","+1 906-212-9945","https://www.google.com/maps/place/Rutkowski+Law+Firm+Asset+Protection+%26+Estate+Planning/@46.5435342,-87.3942241,17z/data=!3m1!4b1!4m6!3m5!1s0x4d4e21ae063a94d9:0xe22ce3d857cd9c05!8m2!3d46.5435342!4d-87.3942241!16s%2Fg%2F11srkksw5p?coh=164777&entry=tt&shorturl=1","https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d2744.2099143863543!2d-87.3942241!3d46.543534199999996!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x4d4e21ae063a94d9%3A0xe22ce3d857cd9c05!2sRutkowski%20Law%20Firm%20Asset%20Protection%20%26%20Estate%20Planning!5e0!3m2!1sen!2sgg!4v1737720904707!5m2!1sen!2sgg","https://goo.gl/maps/zQrfLgV9akvnYokj9","https://www.google.com/search?q=rutkowski+law+firm+marquette%2C+mi&sca_esv=07057cd0c5299605&rlz=1C1RXQR_enUS960US960&ei=5YOTZ9jjG8S6hbIP4cSXmQI&ved=0ahUKEwiY6s-6qo6LAxVEXUEAHWHiJSMQ4dUDCA8&uact=5&oq=rutkowski+law+firm+marquette%2C+mi&gs_lp=Egxnd3Mtd2l6LXNlcnAiIHJ1dGtvd3NraSBsYXcgZmlybSBtYXJxdWV0dGUsIG1pMgUQIRigATIFECEYoAEyBRAhGKABSL4eUIUPWMkccAJ4AZABAJgBkAGgAewJqgEEMTAuM7gBA8gBAPgBAZgCD6ACkwrCAgoQABiwAxjWBBhHwgIGEAAYFhgewgIIEAAYgAQYogTCAgUQABjvBcICBRAhGJ8FwgIEECEYFcICBxAhGKABGAqYAwCIBgGQBgiSBwQxMS40oAenQQ&sclient=gws-wiz-serp#lrd=0x4d4e21ae063a94d9:0xe22ce3d857cd9c05,3,,,,","(906) 212-9945","By secure video",43,"Rutkowski Law Firm Asset Protection & Estate Planning","16297651669872516101",46.5435342,-87.3942241,"Marquette County Probate Court in Marquette",[833,854,855,856,857,858],"Negaunee","Ishpeming","Harvey","Gwinn","Munising",[242,243,244,245,246,247,248,249,250],"Marquette, MI","/img/hero/marquette.webp","Marquette, Michigan, on Lake Superior",[17,18,255,256,257],[865,868,871,874,877],{"q":866,"a":867},"Which court handles probate for Marquette estates?","Marquette is in Marquette County, so estates go through the Marquette County Probate Court. Assets held in a funded living trust skip that court.",{"q":869,"a":870},"Can we do the whole process without traveling?","Yes. Marquette clients work with us by secure video for every step, including the signing.",{"q":872,"a":873},"We own a camp or cottage. Should it go in the trust?","Usually, yes. Holding it in a funded trust keeps it out of probate and lets you decide in advance how the family shares it.",{"q":875,"a":876},"Should we use a local Marquette attorney instead?","You can, but many small-town attorneys handle all kinds of cases. Rutkowski Law Firm's practice is limited to estate planning, asset protection, Medicaid planning, elder law and guardianship, and we work with Marquette families entirely by secure video.",{"q":878,"a":879},"Our kids live downstate. Can they help manage things?","Yes. We set up powers of attorney and trustee roles that work from a distance, and family members can join any meeting by video.",{"type":47,"children":881,"toc":1116},[882,888,901,942,946,950,955,960,965,969,974,988,992,997,1048,1052,1060,1066,1071,1076,1082,1087,1092,1098,1103,1107],{"type":50,"tag":51,"props":883,"children":885},{"id":884},"why-plan-now-if-you-live-in-the-up",[886],{"type":56,"value":887},"Why plan now if you live in the U.P.?",{"type":50,"tag":59,"props":889,"children":890},{},[891,893,899],{"type":56,"value":892},"Because families here are older on average, and distance makes a crisis harder. Nearly one in four Marquette County residents is 65 or older, according to the ",{"type":50,"tag":290,"props":894,"children":897},{"href":895,"rel":896},"https://www.census.gov/quickfacts/fact/table/marquettecountymichigan/PST045224",[294],[898],{"type":56,"value":297},{"type":56,"value":900},". When something happens, the family is often hours away, and paperwork that isn't finished becomes the problem.",{"type":50,"tag":59,"props":902,"children":903},{},[904,906,910,911,915,916,920,921,925,926,930,931,935,936,940],{"type":56,"value":905},"Many Upper Peninsula families own more than one piece of property: the house, a camp, a cottage on the lake, family land. Each one needs its deed handled, or it can end up in probate. Holding them in a funded trust also lets you decide in advance how the family shares them. Rutkowski Law Firm handles ",{"type":50,"tag":290,"props":907,"children":908},{"href":307},[909],{"type":56,"value":310},{"type":56,"value":312},{"type":50,"tag":290,"props":912,"children":913},{"href":315},[914],{"type":56,"value":318},{"type":56,"value":312},{"type":50,"tag":290,"props":917,"children":918},{"href":322},[919],{"type":56,"value":246},{"type":56,"value":312},{"type":50,"tag":290,"props":922,"children":923},{"href":328},[924],{"type":56,"value":331},{"type":56,"value":312},{"type":50,"tag":290,"props":927,"children":928},{"href":335},[929],{"type":56,"value":247},{"type":56,"value":312},{"type":50,"tag":290,"props":932,"children":933},{"href":341},[934],{"type":56,"value":344},{"type":56,"value":346},{"type":50,"tag":290,"props":937,"children":938},{"href":349},[939],{"type":56,"value":352},{"type":56,"value":941},", all by video.",{"type":50,"tag":59,"props":943,"children":944},{},[945],{"type":56,"value":359},{"type":50,"tag":51,"props":947,"children":948},{"id":362},[949],{"type":56,"value":365},{"type":50,"tag":59,"props":951,"children":952},{},[953],{"type":56,"value":954},"It means Marquette families leave with a finished plan, not a to-do list. We move your home and accounts into your trust, record your deed with the county, send the beneficiary-change forms and confirm in writing that your plan is done.",{"type":50,"tag":59,"props":956,"children":957},{},[958],{"type":56,"value":959},"For most U.P. families that means recording a deed for every property, sometimes in more than one county, retitling the accounts, and signing powers of attorney so someone can act for you even if they live downstate.",{"type":50,"tag":59,"props":961,"children":962},{},[963],{"type":56,"value":964},"Most Michigan estate planning attorneys hand Marquette families a binder and leave the bank visits and county filings to them. An unfunded trust doesn't keep anything out of probate court, which is why we treat funding as part of the plan, not an extra. You won't leave with homework.",{"type":50,"tag":51,"props":966,"children":967},{"id":383},[968],{"type":56,"value":386},{"type":50,"tag":59,"props":970,"children":971},{},[972],{"type":56,"value":973},"Call us. Rutkowski Law Firm has turned around emergency powers of attorney by the next day. If a parent is suddenly at UP Health System–Marquette or back home after a fall, we can arrange the signing by video with a notary where they are.",{"type":50,"tag":59,"props":975,"children":976},{},[977,978,982,983,987],{"type":56,"value":396},{"type":50,"tag":290,"props":979,"children":980},{"href":349},[981],{"type":56,"value":352},{"type":56,"value":402},{"type":50,"tag":290,"props":984,"children":985},{"href":405},[986],{"type":56,"value":408},{"type":56,"value":410},{"type":50,"tag":51,"props":989,"children":990},{"id":413},[991],{"type":56,"value":416},{"type":50,"tag":59,"props":993,"children":994},{},[995],{"type":56,"value":996},"Every Marquette plan follows the same four steps, and the Rutkowski Law Firm team stays with you through all of them: a Vision Consultation, a design meeting, the signing, and the funding. Nothing is left for you to finish on your own.",{"type":50,"tag":423,"props":998,"children":999},{},[1000,1018,1031,1040],{"type":50,"tag":427,"props":1001,"children":1002},{},[1003,1007,1008,1012,1013,1017],{"type":50,"tag":79,"props":1004,"children":1005},{},[1006],{"type":56,"value":434},{"type":56,"value":436},{"type":50,"tag":290,"props":1009,"children":1010},{"href":439},[1011],{"type":56,"value":442},{"type":56,"value":444},{"type":50,"tag":290,"props":1014,"children":1015},{"href":447},[1016],{"type":56,"value":450},{"type":56,"value":452},{"type":50,"tag":427,"props":1019,"children":1020},{},[1021,1025,1026,1030],{"type":50,"tag":79,"props":1022,"children":1023},{},[1024],{"type":56,"value":460},{"type":56,"value":462},{"type":50,"tag":290,"props":1027,"children":1028},{"href":224},[1029],{"type":56,"value":223},{"type":56,"value":468},{"type":50,"tag":427,"props":1032,"children":1033},{},[1034,1038],{"type":50,"tag":79,"props":1035,"children":1036},{},[1037],{"type":56,"value":476},{"type":56,"value":1039}," By secure video with a notary, from home.",{"type":50,"tag":427,"props":1041,"children":1042},{},[1043,1047],{"type":50,"tag":79,"props":1044,"children":1045},{},[1046],{"type":56,"value":486},{"type":56,"value":488},{"type":50,"tag":59,"props":1049,"children":1050},{},[1051],{"type":56,"value":493},{"type":50,"tag":59,"props":1053,"children":1054},{},[1055,1059],{"type":50,"tag":290,"props":1056,"children":1057},{"href":499},[1058],{"type":56,"value":502},{"type":56,"value":354},{"type":50,"tag":51,"props":1061,"children":1063},{"id":1062},"do-i-have-to-travel-to-meet-with-you",[1064],{"type":56,"value":1065},"Do I have to travel to meet with you?",{"type":50,"tag":59,"props":1067,"children":1068},{},[1069],{"type":56,"value":1070},"No. Marquette and Upper Peninsula families work with us entirely by secure video, from the first conversation through the signing. Phones are answered 24 hours a day, and our team is available Monday to Friday, 9 a.m. to 5 p.m. Eastern.",{"type":50,"tag":59,"props":1072,"children":1073},{},[1074],{"type":56,"value":1075},"If you're downstate anyway, you're welcome to meet in person at our Troy office at 801 W. Big Beaver Road or our Rochester office at 312 East Street.",{"type":50,"tag":51,"props":1077,"children":1079},{"id":1078},"should-i-hire-a-local-marquette-attorney-instead",[1080],{"type":56,"value":1081},"Should I hire a local Marquette attorney instead?",{"type":50,"tag":59,"props":1083,"children":1084},{},[1085],{"type":56,"value":1086},"You can, but in smaller communities the local attorney often handles many kinds of cases, from real estate closings to divorces, with estate planning as one part of the job. Rutkowski Law Firm's practice is limited to estate planning, asset protection, Medicaid planning, elder law and guardianship.",{"type":50,"tag":59,"props":1088,"children":1089},{},[1090],{"type":56,"value":1091},"Your plan is governed by Michigan law, which is the same in Marquette as it is in Troy, and a Michigan attorney can handle it from anywhere in the state. What matters more than the drive is whether the plan gets finished: your home and accounts moved into your trust, your deed recorded with the Marquette County Register of Deeds and your beneficiary designations updated. Rutkowski Law Firm does that part for you, by secure video, from the first conversation through the signing.",{"type":50,"tag":51,"props":1093,"children":1095},{"id":1094},"which-communities-do-you-serve-near-marquette",[1096],{"type":56,"value":1097},"Which communities do you serve near Marquette?",{"type":50,"tag":59,"props":1099,"children":1100},{},[1101],{"type":56,"value":1102},"We serve Marquette, Negaunee, Ishpeming, Harvey, Gwinn and Munising, and families anywhere in Michigan by video. Estates in Marquette County are handled by the Marquette County Probate Court.",{"type":50,"tag":59,"props":1104,"children":1105},{},[1106],{"type":56,"value":535},{"type":50,"tag":59,"props":1108,"children":1109},{},[1110,1111,1115],{"type":56,"value":540},{"type":50,"tag":290,"props":1112,"children":1113},{"href":543},[1114],{"type":56,"value":546},{"type":56,"value":354},{"title":189,"searchDepth":190,"depth":190,"links":1117},[1118,1119,1120,1121,1122,1123,1124],{"id":884,"depth":190,"text":887},{"id":362,"depth":190,"text":365},{"id":383,"depth":190,"text":386},{"id":413,"depth":190,"text":416},{"id":1062,"depth":190,"text":1065},{"id":1078,"depth":190,"text":1081},{"id":1094,"depth":190,"text":1097},"content:about-us:locations:marquette.md","about-us/locations/marquette.md","about-us/locations/marquette",{"_path":1129,"_dir":208,"_draft":6,"_partial":6,"_locale":7,"title":1130,"description":1131,"seoTitle":1132,"h1":1132,"headline":1133,"answerCapsule":1134,"streetAddress":1135,"city":1130,"state":215,"zip":1136,"phone":1137,"url":1138,"map":1139,"directions":1140,"review":1141,"phoneDisplay":1142,"attorney":223,"attorneyUrl":224,"meetings":1143,"inPerson":1144,"ratingValue":1145,"reviewCount":1146,"ratingAsOf":228,"gbpName":229,"gbpCid":1147,"latitude":1148,"longitude":1149,"county":1150,"probateCourt":1151,"areasServed":1152,"services":1158,"testimonialsLocation":1159,"heroImage":1160,"heroImageAlt":1161,"differentiators":1162,"faqs":1163,"subhead":271,"body":1176,"_type":199,"_id":1411,"_source":201,"_file":1412,"_stem":1413,"_extension":204},"/about-us/locations/rochester","Rochester","Estate planning and asset protection on East Street in Rochester, MI. Home and accounts moved into your trust, deed recorded with the county. 4.8 stars from 202 Google reviews. Call (248) 920-9841.","Estate Planning Lawyer in Rochester, MI","Keep your home and savings out of probate court","Rutkowski Law Firm is an estate planning and asset protection law firm at 312 East Street in downtown Rochester, Michigan, led by founding attorney Michael L. Rutkowski. We help Rochester and Rochester Hills homeowners protect what they've built from probate court, lawsuits and long-term care costs, and we do the work families usually get stuck on: moving your home and accounts into your trust, recording your deed with the county and confirming in writing that your plan is done. Rated 4.8 out of 5 from 202 Google reviews. Call (248) 920-9841.","312 East Street","48307","+1 248-920-9841","https://www.google.com/maps/place/Rutkowski+Law+Firm+Asset+Protection+%26+Estate+Planning/@42.6762956,-83.1475895,14z/data=!4m5!3m4!1s0x0:0x9fcee7fcbcbc795e!8m2!3d42.6746006!4d-83.1513735?shorturl=1","https://www.google.com/maps/embed?pb=!1m14!1m8!1m3!1d23466.35904315655!2d-83.1475895!3d42.6762956!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x8824e995caa5852d%3A0x9fcee7fcbcbc795e!2sRutkowski%20Law%20Firm%20Asset%20Protection%20%26%20Estate%20Planning!5e0!3m2!1sen!2sgg!4v1737720474633!5m2!1sen!2sgg","https://goo.gl/maps/LP75GYr7Co6ECN4F9","https://g.page/r/CV55vLz8586fEAI/review","(248) 920-9841","In person at our East Street office, or by secure video",true,"4.8",202,"11515396369917180254",42.6800904,-83.1318299,"Oakland","Oakland County Probate Court in Pontiac",[1130,1153,1154,1155,1156,1157],"Rochester Hills","Oakland Township","Auburn Hills","Lake Orion","Shelby Township",[242,243,244,245,246,247,248,249,250],"Rochester, MI","/img/hero/rochester.webp","Downtown Rochester, Michigan, near the Rutkowski Law Firm office on East Street",[17,18,255,256,257],[1164,1167,1170,1173],{"q":1165,"a":1166},"Is there parking at the Rochester office?","Yes. Rutkowski Law Firm has dedicated on-site parking at the building on East Street, so you can pull right up instead of hunting for a spot downtown.",{"q":1168,"a":1169},"Which court handles probate for Rochester and Rochester Hills estates?","Both are in Oakland County, so estates go through the Oakland County Probate Court in Pontiac. Assets held in a funded living trust stay out of that court.",{"q":1171,"a":1172},"We already have a trust from another firm. Can you check whether it's funded?","Yes. Bring the documents to a Vision Consultation. Many trusts we review were signed but never funded, which means the house and accounts would still go through probate.",{"q":1174,"a":1175},"Do I need to live in Rochester to work with this office?","No. Families across Michigan work with the Rochester office, and every meeting, including the signing, can happen by secure video.",{"type":47,"children":1177,"toc":1403},[1178,1184,1197,1237,1241,1245,1250,1255,1260,1264,1269,1283,1287,1292,1343,1347,1355,1361,1366,1371,1377,1382,1394],{"type":50,"tag":51,"props":1179,"children":1181},{"id":1180},"why-do-rochester-families-need-more-than-a-will",[1182],{"type":56,"value":1183},"Why do Rochester families need more than a will?",{"type":50,"tag":59,"props":1185,"children":1186},{},[1187,1189,1195],{"type":56,"value":1188},"Because the house alone puts most Rochester estates over the line. The median Rochester home is worth about $473,000, according to the ",{"type":50,"tag":290,"props":1190,"children":1193},{"href":1191,"rel":1192},"https://www.census.gov/quickfacts/fact/table/rochestercitymichigan/PST045224",[294],[1194],{"type":56,"value":297},{"type":56,"value":1196},". Without a funded trust or a Lady Bird deed, that home goes through the Oakland County Probate Court in Pontiac, on the public record.",{"type":50,"tag":59,"props":1198,"children":1199},{},[1200,1202,1206,1207,1211,1212,1216,1217,1221,1222,1226,1227,1231,1232,1236],{"type":56,"value":1201},"If you've lived in Rochester or Rochester Hills for years, you probably own the house outright, have retirement accounts and savings, and want three things: keep the house out of court, keep a nursing home from taking it, and keep the peace between the kids afterwards. Rutkowski Law Firm handles ",{"type":50,"tag":290,"props":1203,"children":1204},{"href":307},[1205],{"type":56,"value":310},{"type":56,"value":312},{"type":50,"tag":290,"props":1208,"children":1209},{"href":315},[1210],{"type":56,"value":318},{"type":56,"value":312},{"type":50,"tag":290,"props":1213,"children":1214},{"href":322},[1215],{"type":56,"value":246},{"type":56,"value":312},{"type":50,"tag":290,"props":1218,"children":1219},{"href":328},[1220],{"type":56,"value":331},{"type":56,"value":312},{"type":50,"tag":290,"props":1223,"children":1224},{"href":335},[1225],{"type":56,"value":247},{"type":56,"value":312},{"type":50,"tag":290,"props":1228,"children":1229},{"href":341},[1230],{"type":56,"value":344},{"type":56,"value":346},{"type":50,"tag":290,"props":1233,"children":1234},{"href":349},[1235],{"type":56,"value":352},{"type":56,"value":354},{"type":50,"tag":59,"props":1238,"children":1239},{},[1240],{"type":56,"value":359},{"type":50,"tag":51,"props":1242,"children":1243},{"id":362},[1244],{"type":56,"value":365},{"type":50,"tag":59,"props":1246,"children":1247},{},[1248],{"type":56,"value":1249},"It means Rochester families leave with a finished plan, not a to-do list. We move your home and accounts into your trust, record your deed with the county, send the beneficiary-change forms and confirm in writing that your plan is done.",{"type":50,"tag":59,"props":1251,"children":1252},{},[1253],{"type":56,"value":1254},"For most Rochester families that means recording the deed that moves the house into the trust with the Oakland County Register of Deeds, retitling the bank and brokerage accounts, and updating the beneficiary forms on IRAs and 401(k)s so they match the plan.",{"type":50,"tag":59,"props":1256,"children":1257},{},[1258],{"type":56,"value":1259},"Most Michigan estate planning attorneys hand Rochester families a binder and leave the bank visits and county filings to them. An unfunded trust doesn't keep anything out of probate court, which is why we treat funding as part of the plan, not an extra. You won't leave with homework.",{"type":50,"tag":51,"props":1261,"children":1262},{"id":383},[1263],{"type":56,"value":386},{"type":50,"tag":59,"props":1265,"children":1266},{},[1267],{"type":56,"value":1268},"Call us. Rutkowski Law Firm has turned around emergency powers of attorney by the next day, with a notary sent to wherever the parent is, such as a hospital room at Ascension Providence Rochester Hospital or Corewell Health in Troy or Royal Oak.",{"type":50,"tag":59,"props":1270,"children":1271},{},[1272,1273,1277,1278,1282],{"type":56,"value":396},{"type":50,"tag":290,"props":1274,"children":1275},{"href":349},[1276],{"type":56,"value":352},{"type":56,"value":402},{"type":50,"tag":290,"props":1279,"children":1280},{"href":405},[1281],{"type":56,"value":408},{"type":56,"value":410},{"type":50,"tag":51,"props":1284,"children":1285},{"id":413},[1286],{"type":56,"value":416},{"type":50,"tag":59,"props":1288,"children":1289},{},[1290],{"type":56,"value":1291},"Every Rochester plan follows the same four steps, and the Rutkowski Law Firm team stays with you through all of them: a Vision Consultation, a design meeting, the signing, and the funding. Nothing is left for you to finish on your own.",{"type":50,"tag":423,"props":1293,"children":1294},{},[1295,1313,1326,1335],{"type":50,"tag":427,"props":1296,"children":1297},{},[1298,1302,1303,1307,1308,1312],{"type":50,"tag":79,"props":1299,"children":1300},{},[1301],{"type":56,"value":434},{"type":56,"value":436},{"type":50,"tag":290,"props":1304,"children":1305},{"href":439},[1306],{"type":56,"value":442},{"type":56,"value":444},{"type":50,"tag":290,"props":1309,"children":1310},{"href":447},[1311],{"type":56,"value":450},{"type":56,"value":452},{"type":50,"tag":427,"props":1314,"children":1315},{},[1316,1320,1321,1325],{"type":50,"tag":79,"props":1317,"children":1318},{},[1319],{"type":56,"value":460},{"type":56,"value":462},{"type":50,"tag":290,"props":1322,"children":1323},{"href":224},[1324],{"type":56,"value":223},{"type":56,"value":468},{"type":50,"tag":427,"props":1327,"children":1328},{},[1329,1333],{"type":50,"tag":79,"props":1330,"children":1331},{},[1332],{"type":56,"value":476},{"type":56,"value":1334}," At our East Street office, at the Troy office, or through our secure virtual signing process.",{"type":50,"tag":427,"props":1336,"children":1337},{},[1338,1342],{"type":50,"tag":79,"props":1339,"children":1340},{},[1341],{"type":56,"value":486},{"type":56,"value":488},{"type":50,"tag":59,"props":1344,"children":1345},{},[1346],{"type":56,"value":493},{"type":50,"tag":59,"props":1348,"children":1349},{},[1350,1354],{"type":50,"tag":290,"props":1351,"children":1352},{"href":499},[1353],{"type":56,"value":502},{"type":56,"value":354},{"type":50,"tag":51,"props":1356,"children":1358},{"id":1357},"can-i-meet-in-person-at-the-rochester-office",[1359],{"type":56,"value":1360},"Can I meet in person at the Rochester office?",{"type":50,"tag":59,"props":1362,"children":1363},{},[1364],{"type":56,"value":1365},"Yes. You can meet our team in person at 312 East Street, or do every meeting by secure video, including the signing. The office is open Monday to Friday, 9 a.m. to 5 p.m., and our phones are answered 24 hours a day.",{"type":50,"tag":59,"props":1367,"children":1368},{},[1369],{"type":56,"value":1370},"There's dedicated parking at the building on East Street, so you won't be feeding a meter downtown. Adult children helping a parent from out of state can join any meeting by video.",{"type":50,"tag":51,"props":1372,"children":1374},{"id":1373},"which-communities-do-you-serve-near-rochester",[1375],{"type":56,"value":1376},"Which communities do you serve near Rochester?",{"type":50,"tag":59,"props":1378,"children":1379},{},[1380],{"type":56,"value":1381},"The Rochester office serves Rochester, Rochester Hills, Oakland Township, Auburn Hills, Lake Orion and Shelby Township, and families anywhere in Michigan by video. Estates in this area are handled by the Oakland County Probate Court in Pontiac.",{"type":50,"tag":59,"props":1383,"children":1384},{},[1385,1387,1392],{"type":56,"value":1386},"Rutkowski Law Firm meets clients in person at its ",{"type":50,"tag":290,"props":1388,"children":1390},{"href":1389},"/about-us/locations/troy/",[1391],{"type":56,"value":273},{"type":56,"value":1393}," and Rochester offices and works with families anywhere in Michigan by secure video.",{"type":50,"tag":59,"props":1395,"children":1396},{},[1397,1398,1402],{"type":56,"value":540},{"type":50,"tag":290,"props":1399,"children":1400},{"href":543},[1401],{"type":56,"value":546},{"type":56,"value":354},{"title":189,"searchDepth":190,"depth":190,"links":1404},[1405,1406,1407,1408,1409,1410],{"id":1180,"depth":190,"text":1183},{"id":362,"depth":190,"text":365},{"id":383,"depth":190,"text":386},{"id":413,"depth":190,"text":416},{"id":1357,"depth":190,"text":1360},{"id":1373,"depth":190,"text":1376},"content:about-us:locations:rochester.md","about-us/locations/rochester.md","about-us/locations/rochester",{"_path":1415,"_dir":208,"_draft":6,"_partial":6,"_locale":7,"title":1416,"description":1417,"seoTitle":1418,"h1":1418,"headline":1419,"answerCapsule":1420,"streetAddress":1421,"city":1416,"state":215,"zip":1422,"phone":1423,"url":1424,"map":1425,"directions":1426,"review":1427,"phoneDisplay":1428,"attorney":223,"attorneyUrl":224,"meetings":225,"inPerson":6,"ratingValue":1429,"reviewCount":1430,"ratingAsOf":228,"gbpName":1431,"gbpCid":1432,"latitude":1433,"longitude":1434,"county":1435,"probateCourt":1436,"areasServed":1437,"services":1442,"testimonialsLocation":1443,"heroImage":1444,"heroImageAlt":1445,"differentiators":1446,"faqs":1447,"subhead":271,"nearestOffice":272,"nearestOfficeName":273,"nearestOfficeAddress":274,"nearestOfficeDirections":275,"body":1459,"_type":199,"_id":1684,"_source":201,"_file":1685,"_stem":1686,"_extension":204},"/about-us/locations/sterling-heights","Sterling Heights","Estate planning and asset protection for Sterling Heights and Macomb County families, by video or at our Troy or Rochester office. 5.0 stars from 158 Google reviews. Call (586) 519-6318.","Estate Planning Lawyer in Sterling Heights, MI","Protect the house, the business and the family","Rutkowski Law Firm works with Sterling Heights and Macomb County families by secure video and in person at its Troy and Rochester offices, led by founding attorney Michael L. Rutkowski. We protect what you've built from probate court, lawsuits and long-term care costs, and we do the work families usually get stuck on: moving your home and accounts into your trust, recording your deed with the county and confirming in writing that your plan is done. Rated 5.0 out of 5 from 158 Google reviews. Call (586) 519-6318.","12900 Hall Rd #180","48313","+1 (586) 519-6318","https://www.google.com/maps/place/Rutkowski+Law+Firm+Asset+Protection+%26+Estate+Planning/@42.6253986,-83.0004654,15z/data=!4m5!3m4!1s0x0:0x467fb05f67273e7a!8m2!3d42.6253986!4d-83.0004654?shorturl=1","https://www.google.com/maps/embed?pb=!1m14!1m8!1m3!1d11742.784812154274!2d-83.0004654!3d42.6253986!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x8824dde4d52b9b17%3A0x467fb05f67273e7a!2sRutkowski%20Law%20Firm%20Asset%20Protection%20%26%20Estate%20Planning!5e0!3m2!1sen!2sgg!4v1737720352678!5m2!1sen!2sgg","https://www.google.com/maps/dir/?api=1&destination=12900+Hall+Rd+%23180,+Sterling+Heights,+MI+48313","https://www.google.com/search?q=Rutkowski+Law+Firm+Asset+Protection+%26+Estate+Planning%2C+12900+Hall+Rd+%23180%2C+Sterling+Heights%2C+MI+48313&sca_esv=78c2cdce3559d586&hl=en-PK&gl=pk&ei=B4CTZ8W5BI6qhbIPhJKYmQU&ved=0ahUKEwiF2a_ipo6LAxUOVUEAHQQJJlMQ4dUDCA8&uact=5&oq=Rutkowski+Law+Firm+Asset+Protection+%26+Estate+Planning%2C+12900+Hall+Rd+%23180%2C+Sterling+Heights%2C+MI+48313&gs_lp=Egxnd3Mtd2l6LXNlcnAiZVJ1dGtvd3NraSBMYXcgRmlybSBBc3NldCBQcm90ZWN0aW9uICYgRXN0YXRlIFBsYW5uaW5nLCAxMjkwMCBIYWxsIFJkICMxODAsIFN0ZXJsaW5nIEhlaWdodHMsIE1JIDQ4MzEzSABQAFgAcAB4AZABAJgBAKABAKoBALgBA8gBAPgBAvgBAZgCAKACAJgDAJIHAKAHAA&sclient=gws-wiz-serp#lrd=0x8824dde4d52b9b17:0x467fb05f67273e7a,3,,,,","(586) 519-6318","5.0",158,"Rutkowski Law Firm","5079972828496215674",42.6253986,-83.0004654,"Macomb","Macomb County Probate Court in Mount Clemens",[1416,1157,1438,1439,1440,1441],"Macomb Township","Clinton Township","Utica","Warren",[242,243,244,245,246,247,248,249,250],"Sterling Heights, MI","/img/hero/sterling-heights.webp","Sterling Heights, Michigan",[17,18,255,256,257],[1448,1451,1453,1456],{"q":1449,"a":1450},"Which court handles probate for Sterling Heights estates?","Sterling Heights is in Macomb County, so estates go through the Macomb County Probate Court in Mount Clemens. Assets in a funded living trust skip that court.",{"q":266,"a":1452},"Most Sterling Heights clients meet with us by secure video. If you'd rather meet in person, we'll see you at our Troy office at 801 W. Big Beaver Road or our Rochester office at 312 East Street.",{"q":1454,"a":1455},"We own a family business. Does it belong in the estate plan?","Yes. The plan should say who runs the business and who owns it if you can't, and keep a lawsuit against the business from reaching your personal savings, or the reverse.",{"q":1457,"a":1458},"Is a Lady Bird deed enough on its own?","It protects the house from probate, but not your accounts, and it doesn't name anyone to make decisions if you can't. Most families pair it with a will, powers of attorney and, often, a trust.",{"type":47,"children":1460,"toc":1676},[1461,1467,1480,1520,1524,1528,1533,1538,1543,1547,1552,1566,1570,1575,1626,1630,1638,1642,1647,1652,1658,1663,1667],{"type":50,"tag":51,"props":1462,"children":1464},{"id":1463},"what-do-sterling-heights-families-most-need-to-protect",[1465],{"type":56,"value":1466},"What do Sterling Heights families most need to protect?",{"type":50,"tag":59,"props":1468,"children":1469},{},[1470,1472,1478],{"type":56,"value":1471},"Usually the house and, often, a family business. About three in four Sterling Heights homes are owner-occupied and nearly one in five residents is 65 or older, according to the ",{"type":50,"tag":290,"props":1473,"children":1476},{"href":1474,"rel":1475},"https://www.census.gov/quickfacts/fact/table/sterlingheightscitymichigan/PST045224",[294],[1477],{"type":56,"value":297},{"type":56,"value":1479},". That's a lot of paid-off homes heading toward probate and nursing home bills.",{"type":50,"tag":59,"props":1481,"children":1482},{},[1483,1485,1489,1490,1494,1495,1499,1500,1504,1505,1509,1510,1514,1515,1519],{"type":56,"value":1484},"Sterling Heights is also a diverse city: more than a third of residents speak a language other than English at home. Many families here are multigenerational, with parents, children and sometimes a family business under one plan. Keeping the business and the house apart from each other's risks, and making sure everyone understands the plan, matters as much as the documents. Rutkowski Law Firm handles ",{"type":50,"tag":290,"props":1486,"children":1487},{"href":307},[1488],{"type":56,"value":310},{"type":56,"value":312},{"type":50,"tag":290,"props":1491,"children":1492},{"href":315},[1493],{"type":56,"value":318},{"type":56,"value":312},{"type":50,"tag":290,"props":1496,"children":1497},{"href":322},[1498],{"type":56,"value":246},{"type":56,"value":312},{"type":50,"tag":290,"props":1501,"children":1502},{"href":328},[1503],{"type":56,"value":331},{"type":56,"value":312},{"type":50,"tag":290,"props":1506,"children":1507},{"href":335},[1508],{"type":56,"value":247},{"type":56,"value":312},{"type":50,"tag":290,"props":1511,"children":1512},{"href":341},[1513],{"type":56,"value":344},{"type":56,"value":346},{"type":50,"tag":290,"props":1516,"children":1517},{"href":349},[1518],{"type":56,"value":352},{"type":56,"value":354},{"type":50,"tag":59,"props":1521,"children":1522},{},[1523],{"type":56,"value":359},{"type":50,"tag":51,"props":1525,"children":1526},{"id":362},[1527],{"type":56,"value":365},{"type":50,"tag":59,"props":1529,"children":1530},{},[1531],{"type":56,"value":1532},"It means Sterling Heights families leave with a finished plan, not a to-do list. We move your home and accounts into your trust, record your deed with the county, send the beneficiary-change forms and confirm in writing that your plan is done.",{"type":50,"tag":59,"props":1534,"children":1535},{},[1536],{"type":56,"value":1537},"For most Sterling Heights families that means recording a Lady Bird deed or trust deed with the Macomb County Register of Deeds, retitling the accounts, and, where there's a business, making sure the plan covers who runs it and who owns it if something happens.",{"type":50,"tag":59,"props":1539,"children":1540},{},[1541],{"type":56,"value":1542},"Most Michigan estate planning attorneys hand Sterling Heights families a binder and leave the bank visits and county filings to them. An unfunded trust doesn't keep anything out of probate court, which is why we treat funding as part of the plan, not an extra. You won't leave with homework.",{"type":50,"tag":51,"props":1544,"children":1545},{"id":383},[1546],{"type":56,"value":386},{"type":50,"tag":59,"props":1548,"children":1549},{},[1550],{"type":56,"value":1551},"Call us. Rutkowski Law Firm has turned around emergency powers of attorney by the next day, with a notary sent to wherever the parent is, such as a hospital room at Henry Ford Macomb Hospital or Ascension Macomb-Oakland.",{"type":50,"tag":59,"props":1553,"children":1554},{},[1555,1556,1560,1561,1565],{"type":56,"value":396},{"type":50,"tag":290,"props":1557,"children":1558},{"href":349},[1559],{"type":56,"value":352},{"type":56,"value":402},{"type":50,"tag":290,"props":1562,"children":1563},{"href":405},[1564],{"type":56,"value":408},{"type":56,"value":410},{"type":50,"tag":51,"props":1567,"children":1568},{"id":413},[1569],{"type":56,"value":416},{"type":50,"tag":59,"props":1571,"children":1572},{},[1573],{"type":56,"value":1574},"Every Sterling Heights plan follows the same four steps, and the Rutkowski Law Firm team stays with you through all of them: a Vision Consultation, a design meeting, the signing, and the funding. Nothing is left for you to finish on your own.",{"type":50,"tag":423,"props":1576,"children":1577},{},[1578,1596,1609,1618],{"type":50,"tag":427,"props":1579,"children":1580},{},[1581,1585,1586,1590,1591,1595],{"type":50,"tag":79,"props":1582,"children":1583},{},[1584],{"type":56,"value":434},{"type":56,"value":436},{"type":50,"tag":290,"props":1587,"children":1588},{"href":439},[1589],{"type":56,"value":442},{"type":56,"value":444},{"type":50,"tag":290,"props":1592,"children":1593},{"href":447},[1594],{"type":56,"value":450},{"type":56,"value":452},{"type":50,"tag":427,"props":1597,"children":1598},{},[1599,1603,1604,1608],{"type":50,"tag":79,"props":1600,"children":1601},{},[1602],{"type":56,"value":460},{"type":56,"value":462},{"type":50,"tag":290,"props":1605,"children":1606},{"href":224},[1607],{"type":56,"value":223},{"type":56,"value":468},{"type":50,"tag":427,"props":1610,"children":1611},{},[1612,1616],{"type":50,"tag":79,"props":1613,"children":1614},{},[1615],{"type":56,"value":476},{"type":56,"value":1617}," By secure video with a notary, or in person at our Troy or Rochester office.",{"type":50,"tag":427,"props":1619,"children":1620},{},[1621,1625],{"type":50,"tag":79,"props":1622,"children":1623},{},[1624],{"type":56,"value":486},{"type":56,"value":488},{"type":50,"tag":59,"props":1627,"children":1628},{},[1629],{"type":56,"value":493},{"type":50,"tag":59,"props":1631,"children":1632},{},[1633,1637],{"type":50,"tag":290,"props":1634,"children":1635},{"href":499},[1636],{"type":56,"value":502},{"type":56,"value":354},{"type":50,"tag":51,"props":1639,"children":1640},{"id":506},[1641],{"type":56,"value":509},{"type":50,"tag":59,"props":1643,"children":1644},{},[1645],{"type":56,"value":1646},"No. Most Sterling Heights families work with us entirely by secure video, including the signing. To meet face to face, we'll see you at our Troy office at 801 W. Big Beaver Road or our Rochester office at 312 East Street.",{"type":50,"tag":59,"props":1648,"children":1649},{},[1650],{"type":56,"value":1651},"Phones are answered 24 hours a day; the offices are open weekdays, 9 a.m. to 5 p.m. Video works well for multigenerational families: parents, adult children and anyone helping with the business can join the same meeting from wherever they are.",{"type":50,"tag":51,"props":1653,"children":1655},{"id":1654},"which-communities-do-you-serve-near-sterling-heights",[1656],{"type":56,"value":1657},"Which communities do you serve near Sterling Heights?",{"type":50,"tag":59,"props":1659,"children":1660},{},[1661],{"type":56,"value":1662},"We serve Sterling Heights, Shelby Township, Macomb Township, Clinton Township, Utica and Warren, and families anywhere in Michigan by video. Estates in this area are handled by the Macomb County Probate Court in Mount Clemens.",{"type":50,"tag":59,"props":1664,"children":1665},{},[1666],{"type":56,"value":535},{"type":50,"tag":59,"props":1668,"children":1669},{},[1670,1671,1675],{"type":56,"value":540},{"type":50,"tag":290,"props":1672,"children":1673},{"href":543},[1674],{"type":56,"value":546},{"type":56,"value":354},{"title":189,"searchDepth":190,"depth":190,"links":1677},[1678,1679,1680,1681,1682,1683],{"id":1463,"depth":190,"text":1466},{"id":362,"depth":190,"text":365},{"id":383,"depth":190,"text":386},{"id":413,"depth":190,"text":416},{"id":506,"depth":190,"text":509},{"id":1654,"depth":190,"text":1657},"content:about-us:locations:sterling-heights.md","about-us/locations/sterling-heights.md","about-us/locations/sterling-heights",{"_path":1688,"_dir":208,"_draft":6,"_partial":6,"_locale":7,"title":273,"description":1689,"seoTitle":1690,"h1":1690,"headline":1691,"answerCapsule":1692,"streetAddress":1693,"city":273,"primaryOffice":1144,"state":215,"zip":1694,"phone":1695,"url":1696,"map":1697,"directions":275,"review":1696,"phoneDisplay":1698,"attorney":223,"attorneyUrl":224,"meetings":1699,"inPerson":1144,"ratingValue":1145,"reviewCount":1700,"ratingAsOf":228,"gbpName":229,"gbpCid":1701,"county":1150,"probateCourt":1151,"areasServed":1702,"services":1708,"testimonialsLocation":1709,"heroImage":1710,"heroImageAlt":1711,"differentiators":1712,"faqs":1713,"subhead":271,"body":1731,"_type":199,"_id":1975,"_source":201,"_file":1976,"_stem":1977,"_extension":204},"/about-us/locations/troy","Estate planning and asset protection on Big Beaver Road in Troy, MI, serving Troy, Bloomfield Hills and Birmingham. 4.8 stars from 217 Google reviews. Call (248) 951-9446.","Estate Planning Lawyer in Troy, MI","Protect what you've built, and finish the plan properly","Rutkowski Law Firm is an estate planning and asset protection law firm at 801 W. Big Beaver Road, Suite 600, in Troy, Michigan, serving Troy, Bloomfield Hills and Birmingham. Led by founding attorney Michael L. Rutkowski, our attorneys, paralegals and Customer Success team help families with homes, investments and businesses protect them from probate court, lawsuits and long-term care costs, and we do the work families usually get stuck on: moving your home and accounts into your trust, recording your deed with the county and confirming in writing that your plan is done. Rated 4.8 out of 5 from 217 Google reviews. Call (248) 951-9446.","801 W. Big Beaver Rd., Suite 600","48084","+1 248-951-9446","https://share.google/6caqSgs0gmAzv1vD8","https://www.google.com/maps?q=801+W+Big+Beaver+Rd+Suite+600,+Troy,+MI+48084&output=embed","(248) 951-9446","In person at our Big Beaver Road office by appointment, or by secure video",217,"9733594504382005779",[273,1703,1704,1705,1706,1707],"Bloomfield Hills","Birmingham","Royal Oak","Clawson","West Bloomfield",[242,243,244,245,246,247,248,249,250],"Bloomfield Hills, MI","/img/locations/troy-reception-rudy.webp","The sixth-floor reception area of Rutkowski Law Firm's Troy office in Suite 600 at 801 W. Big Beaver Road, with the Rutkowski Law Firm sign on the wall behind the front desk, gray lounge seating and a navy Rutkowski Law Firm table beside a wall of windows overlooking Troy, and Rudy, the office's chocolate Lab, lying on the polished concrete floor",[17,18,255,256,257],[1714,1717,1719,1722,1725,1728],{"q":1715,"a":1716},"Did the Bloomfield Hills office move?","Yes. Rutkowski Law Firm's Bloomfield Hills office on Woodward Avenue has moved to 801 W. Big Beaver Road, Suite 600, in Troy. The phone number, (248) 951-9446, stayed the same.",{"q":1718,"a":1169},"Which court handles probate for Troy and Bloomfield Hills estates?",{"q":1720,"a":1721},"Can you work with our financial advisor or CPA?","Yes. We coordinate with your existing advisor and CPA so the legal plan and the financial plan line up, especially on retirement accounts and beneficiary designations.",{"q":1723,"a":1724},"Where do I park at the Troy office?","Rutkowski Law Firm has reserved spaces outside 801 W. Big Beaver Road, marked with blue and white \"Welcome, Reserved\" signs. Park in any of those, then head for the doors under the vertical Entrance sign.",{"q":1726,"a":1727},"How do I get up to Suite 600 when I arrive?","Come in through the doors under the vertical Entrance sign and call (248) 792-9193 from the ground-floor lobby. Elevator access has to be granted, and we'll get you up to the sixth floor.",{"q":1729,"a":1730},"Do we need to come into the office to sign?","No. You can sign at the Troy office, at our Rochester office, or through our secure virtual signing process.",{"type":47,"children":1732,"toc":1967},[1733,1739,1752,1792,1796,1800,1805,1810,1815,1819,1824,1838,1842,1847,1852,1903,1907,1915,1921,1926,1930,1943,1949,1954,1958],{"type":50,"tag":51,"props":1734,"children":1736},{"id":1735},"why-does-a-troy-or-bloomfield-hills-plan-need-to-be-finished-properly",[1737],{"type":56,"value":1738},"Why does a Troy or Bloomfield Hills plan need to be finished properly?",{"type":50,"tag":59,"props":1740,"children":1741},{},[1742,1744,1750],{"type":56,"value":1743},"More assets means more places for a plan to fail. Troy's median household income is about $120,000, according to the ",{"type":50,"tag":290,"props":1745,"children":1748},{"href":1746,"rel":1747},"https://www.census.gov/quickfacts/fact/table/troycitymichigan/PST045224",[294],[1749],{"type":56,"value":297},{"type":56,"value":1751},", and many families here hold a home, brokerage accounts, retirement plans, rentals or a business. Each one has to be retitled or updated, or it lands in probate.",{"type":50,"tag":59,"props":1753,"children":1754},{},[1755,1757,1761,1762,1766,1767,1771,1772,1776,1777,1781,1782,1786,1787,1791],{"type":56,"value":1756},"Families in Troy, Bloomfield Hills and Birmingham also tend to have more exposure to lawsuits: a business, a rental, a teenage driver. Asset protection planning keeps personal savings separate from those risks. And with nearly a third of Troy residents born outside the U.S., many families have relatives, property or accounts in more than one place. We plan for that rather than around it. Rutkowski Law Firm handles ",{"type":50,"tag":290,"props":1758,"children":1759},{"href":307},[1760],{"type":56,"value":310},{"type":56,"value":312},{"type":50,"tag":290,"props":1763,"children":1764},{"href":315},[1765],{"type":56,"value":318},{"type":56,"value":312},{"type":50,"tag":290,"props":1768,"children":1769},{"href":322},[1770],{"type":56,"value":246},{"type":56,"value":312},{"type":50,"tag":290,"props":1773,"children":1774},{"href":328},[1775],{"type":56,"value":331},{"type":56,"value":312},{"type":50,"tag":290,"props":1778,"children":1779},{"href":335},[1780],{"type":56,"value":247},{"type":56,"value":312},{"type":50,"tag":290,"props":1783,"children":1784},{"href":341},[1785],{"type":56,"value":344},{"type":56,"value":346},{"type":50,"tag":290,"props":1788,"children":1789},{"href":349},[1790],{"type":56,"value":352},{"type":56,"value":354},{"type":50,"tag":59,"props":1793,"children":1794},{},[1795],{"type":56,"value":359},{"type":50,"tag":51,"props":1797,"children":1798},{"id":362},[1799],{"type":56,"value":365},{"type":50,"tag":59,"props":1801,"children":1802},{},[1803],{"type":56,"value":1804},"It means Troy families leave with a finished plan, not a to-do list. We move your home and accounts into your trust, record your deed with the county, send the beneficiary-change forms and confirm in writing that your plan is done.",{"type":50,"tag":59,"props":1806,"children":1807},{},[1808],{"type":56,"value":1809},"For many Troy and Bloomfield Hills families that means more than one deed, several brokerage and bank accounts, retirement plans with their own beneficiary forms, and sometimes business interests. We handle each one, record the deeds with the Oakland County Register of Deeds, and coordinate with your financial advisor or CPA so the legal plan and the financial plan line up.",{"type":50,"tag":59,"props":1811,"children":1812},{},[1813],{"type":56,"value":1814},"Most Michigan estate planning attorneys hand Troy families a binder and leave the bank visits and county filings to them. An unfunded trust doesn't keep anything out of probate court, which is why we treat funding as part of the plan, not an extra. You won't leave with homework.",{"type":50,"tag":51,"props":1816,"children":1817},{"id":383},[1818],{"type":56,"value":386},{"type":50,"tag":59,"props":1820,"children":1821},{},[1822],{"type":56,"value":1823},"Call us. Rutkowski Law Firm has turned around emergency powers of attorney by the next day, with a notary sent to wherever the parent is, such as a hospital room at Corewell Health Beaumont Troy Hospital or Corewell Health in Royal Oak.",{"type":50,"tag":59,"props":1825,"children":1826},{},[1827,1828,1832,1833,1837],{"type":56,"value":396},{"type":50,"tag":290,"props":1829,"children":1830},{"href":349},[1831],{"type":56,"value":352},{"type":56,"value":402},{"type":50,"tag":290,"props":1834,"children":1835},{"href":405},[1836],{"type":56,"value":408},{"type":56,"value":410},{"type":50,"tag":51,"props":1839,"children":1840},{"id":413},[1841],{"type":56,"value":416},{"type":50,"tag":59,"props":1843,"children":1844},{},[1845],{"type":56,"value":1846},"Every Troy plan follows the same four steps, and the Rutkowski Law Firm team stays with you through all of them: a Vision Consultation, a design meeting, the signing, and the funding. Nothing is left for you to finish on your own.",{"type":50,"tag":1848,"props":1849,"children":1851},"photo-grid",{":photos":1850},"[{\"src\":\"/img/locations/troy-vision-consultation-office.webp\",\"alt\":\"A Vision Consultation office at Rutkowski Law Firm in Troy, with a dark wood desk facing four gray mesh guest chairs, framed photos on the left wall, a corkboard of sticky notes on the right wall, and a wide window looking out over Big Beaver Road, its parking lots and the neighboring office towers\",\"caption\":\"The Troy office where Vision Consultations happen.\"}]",[],{"type":50,"tag":423,"props":1853,"children":1854},{},[1855,1873,1886,1895],{"type":50,"tag":427,"props":1856,"children":1857},{},[1858,1862,1863,1867,1868,1872],{"type":50,"tag":79,"props":1859,"children":1860},{},[1861],{"type":56,"value":434},{"type":56,"value":436},{"type":50,"tag":290,"props":1864,"children":1865},{"href":439},[1866],{"type":56,"value":442},{"type":56,"value":444},{"type":50,"tag":290,"props":1869,"children":1870},{"href":447},[1871],{"type":56,"value":450},{"type":56,"value":452},{"type":50,"tag":427,"props":1874,"children":1875},{},[1876,1880,1881,1885],{"type":50,"tag":79,"props":1877,"children":1878},{},[1879],{"type":56,"value":460},{"type":56,"value":462},{"type":50,"tag":290,"props":1882,"children":1883},{"href":224},[1884],{"type":56,"value":223},{"type":56,"value":468},{"type":50,"tag":427,"props":1887,"children":1888},{},[1889,1893],{"type":50,"tag":79,"props":1890,"children":1891},{},[1892],{"type":56,"value":476},{"type":56,"value":1894}," At our Troy office, at the Rochester office, or through our secure virtual signing process.",{"type":50,"tag":427,"props":1896,"children":1897},{},[1898,1902],{"type":50,"tag":79,"props":1899,"children":1900},{},[1901],{"type":56,"value":486},{"type":56,"value":488},{"type":50,"tag":59,"props":1904,"children":1905},{},[1906],{"type":56,"value":493},{"type":50,"tag":59,"props":1908,"children":1909},{},[1910,1914],{"type":50,"tag":290,"props":1911,"children":1912},{"href":499},[1913],{"type":56,"value":502},{"type":56,"value":354},{"type":50,"tag":51,"props":1916,"children":1918},{"id":1917},"can-i-meet-in-person-at-the-troy-office",[1919],{"type":56,"value":1920},"Can I meet in person at the Troy office?",{"type":50,"tag":59,"props":1922,"children":1923},{},[1924],{"type":56,"value":1925},"Yes, by appointment. You can meet at 801 W. Big Beaver Road, Suite 600, or do every meeting by secure video, including the signing. The office is open Monday to Friday, 9 a.m. to 5 p.m., and our phones are answered 24 hours a day.",{"type":50,"tag":1848,"props":1927,"children":1929},{":photos":1928},"[{\"src\":\"/img/locations/troy-reserved-parking.webp\",\"step\":1,\"alt\":\"Three blue and white Rutkowski Law Firm \\\"Welcome, Reserved\\\" parking signs on posts along a rock-lined curb island outside 801 W. Big Beaver Road in Troy, with yellow autumn trees and the building's white side wall behind them\",\"caption\":\"Park in the spaces marked with blue and white Rutkowski Law Firm \\\"Welcome, Reserved\\\" signs.\"},{\"src\":\"/img/locations/troy-801-exterior-entrance.webp\",\"step\":2,\"alt\":\"The white, angular office building at 801 W. Big Beaver Road in Troy, with a tall vertical Entrance sign beside the glass front doors, a row of autumn trees along the walkway and two reserved parking signs at the curb in the foreground\",\"caption\":\"From the reserved spaces, head for the doors under the vertical Entrance sign.\"},{\"src\":\"/img/locations/troy-lobby-elevators.webp\",\"step\":3,\"alt\":\"The ground-floor lobby at 801 W. Big Beaver Road, with a wood-slat front desk marked 801/803 on the left, a Rutkowski Law Firm welcome sign on an easel in the center listing the elevator phone number 248-792-9193, and two stainless steel elevators on the right\",\"caption\":\"Inside, the elevators need to be called for you. 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Rosen in the United States District Court for the Eastern District of Michigan and the Honorable Michael Warren in the Oakland County Circuit Court. She spent five years working for the State of Michigan, first as a prehearing attorney for the Michigan Court of Appeals and then completing two judicial clerkships with the Michigan Supreme Court.",{"type":50,"tag":59,"props":3473,"children":3474},{},[3475],{"type":56,"value":3476},"Anisha has served as an adjunct professor at the Western Michigan University Thomas M. Cooley Law School, where she instructed law students on advanced legal research and writing methods. She has also served as a mentor for aspiring lawyers through Cooley’s Mentor Jet program.",{"type":50,"tag":59,"props":3478,"children":3479},{},[3480],{"type":56,"value":3481},"Anisha was born and raised in Rochester, Michigan. 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She works closely with attorneys and clients to ensure that every document is prepared accurately and timely.","Paralegal","/img/team/gail-gonos.webp",4,"Head shot of Gail Gonos",[3324],{"type":47,"children":3497,"toc":3517},[3498,3502,3507,3512],{"type":50,"tag":59,"props":3499,"children":3500},{},[3501],{"type":56,"value":3490},{"type":50,"tag":59,"props":3503,"children":3504},{},[3505],{"type":56,"value":3506},"With a detail-oriented mindset and a calm, compassionate approach, Gail helps guide clients through what can often feel like complex or emotional decisions. She plays a key role in drafting documents, managing case files, and ensuring that each plan aligns with the client’s goals and the firm’s high standards. ",{"type":50,"tag":59,"props":3508,"children":3509},{},[3510],{"type":56,"value":3511},"Gail is known for her reliability, professionalism, and commitment to making sure clients feel supported every step of the way. She takes pride in contributing to plans that provide clarity, protection, and peace of mind for individuals and families. ",{"type":50,"tag":59,"props":3513,"children":3514},{},[3515],{"type":56,"value":3516},"When Gail is not working, she enjoys walks on the beach, hiking, and kayaking, but is best known for her passion for football.",{"title":189,"searchDepth":190,"depth":190,"links":3518},[],"content:about-us:team:gail-gonos.md","about-us/team/gail-gonos.md","about-us/team/gail-gonos",[3523,3725,3901],{"_path":39,"_dir":3524,"_draft":6,"_partial":6,"_locale":7,"title":3525,"description":3526,"date":3527,"imageUrl":3528,"author":223,"imageAlt":3529,"practiceArea":13,"body":3530,"_type":199,"_id":3722,"_source":201,"_file":3723,"_stem":3724,"_extension":204},"blog","The 4 Types of Power of Attorney in Michigan - What Every Family Must Know","Dying without a plan means default state formulas dictate who gets your home and savings. Here is how to keep control in your hands.","2026-08-04T16:20:00.000Z","https://media.rutkowskilawfirm.com/821f998e-3d8d-4921-abfd-443c76d74f7e-rlf-four-types-of-poa.webp","mother and daughter",{"type":47,"children":3531,"toc":3714},[3532,3538,3543,3548,3553,3558,3562,3567,3618,3622,3627,3632,3636,3641,3653,3665,3671,3683,3688,3693,3699,3704,3709],{"type":50,"tag":51,"props":3533,"children":3535},{"id":3534},"understanding-power-of-attorney-michigan-families-depend-on",[3536],{"type":56,"value":3537},"Understanding Power of Attorney Michigan Families Depend On",{"type":50,"tag":59,"props":3539,"children":3540},{},[3541],{"type":56,"value":3542},"When families meet with our team in Rochester, Bloomfield Hills, Sterling Heights, Ann Arbor, or Marquette, many assume a basic estate plan automatically gives their loved ones authority during a medical emergency. They often believe one document gives a spouse or child immediate access to manage accounts or make care decisions.",{"type":50,"tag":59,"props":3544,"children":3545},{},[3546],{"type":56,"value":3547},"Under Michigan law, true protection requires a coordinated legal strategy. A complete Asset Shield depends on a Will, a Trust, Powers of Attorney, and a Patient Advocate Designation working together seamlessly.",{"type":50,"tag":59,"props":3549,"children":3550},{},[3551],{"type":56,"value":3552},"A power of attorney is a vital legal document that gives a trusted person the authority to make decisions on your behalf if you cannot speak or act for yourself. But no single document covers every situation. Michigan law recognizes four types of power of attorney, each designed for specific financial, personal, or healthcare needs.",{"type":50,"tag":59,"props":3554,"children":3555},{},[3556],{"type":56,"value":3557},"Understanding how these documents work helps ensure your wishes are respected and protects your family from administrative roadblocks during a crisis.",{"type":50,"tag":51,"props":3559,"children":3560},{"id":66},[3561],{"type":56,"value":69},{"type":50,"tag":59,"props":3563,"children":3564},{},[3565],{"type":56,"value":3566},"Selecting the right legal instrument depends entirely on when you want authority to begin, what powers you want to grant, and when that authority should end.",{"type":50,"tag":3384,"props":3568,"children":3569},{},[3570,3588,3598,3608],{"type":50,"tag":427,"props":3571,"children":3572},{},[3573,3578,3580,3586],{"type":50,"tag":79,"props":3574,"children":3575},{},[3576],{"type":56,"value":3577},"Durable Financial Power of Attorney:",{"type":56,"value":3579}," A ",{"type":50,"tag":290,"props":3581,"children":3583},{"href":3582},"/estate-planning/power-of-attorney/durable-power-of-attorney/",[3584],{"type":56,"value":3585},"durable power of attorney Michigan",{"type":56,"value":3587}," residents rely on takes effect immediately upon signing or upon certified incapacity, remaining active throughout your entire lifetime. This document authorizes your designated agent to pay bills, access bank accounts, manage property, and protect assets without needing permission from a judge.",{"type":50,"tag":427,"props":3589,"children":3590},{},[3591,3596],{"type":50,"tag":79,"props":3592,"children":3593},{},[3594],{"type":56,"value":3595},"Non-Durable Power of Attorney:",{"type":56,"value":3597}," Takes effect immediately for specific financial tasks but automatically ends if you become incapacitated. Because it terminates the moment you suffer a health crisis, it is completely ineffective for long-term emergency care or incapacity planning.",{"type":50,"tag":427,"props":3599,"children":3600},{},[3601,3606],{"type":50,"tag":79,"props":3602,"children":3603},{},[3604],{"type":56,"value":3605},"Limited Power of Attorney:",{"type":56,"value":3607}," Grants narrow authority for a specific transaction or time frame, such as signing real estate closing documents while you are out of state. The authority expires immediately once that single task is complete.",{"type":50,"tag":427,"props":3609,"children":3610},{},[3611,3616],{"type":50,"tag":79,"props":3612,"children":3613},{},[3614],{"type":56,"value":3615},"Medical Power of Attorney:",{"type":56,"value":3617}," Formally recognized under Michigan law as a Patient Advocate Designation, this document takes effect only when two attending physicians examine you and certify in writing that you are unable to make your own medical decisions. It empowers your advocate to communicate with doctors, review medical records, and honor your specific treatment preferences.",{"type":50,"tag":51,"props":3619,"children":3620},{"id":123},[3621],{"type":56,"value":126},{"type":50,"tag":59,"props":3623,"children":3624},{},[3625],{"type":56,"value":3626},"The distinction between durable and non-durable legal authority is critical during a health crisis. A standard, or non-durable, document ends the moment a doctor determines you are unable to manage your own affairs. Only a durable power of attorney Michigan families establish and a Patient Advocate Designation, remain active during mental or physical incapacity.",{"type":50,"tag":59,"props":3628,"children":3629},{},[3630],{"type":56,"value":3631},"Most comprehensive estate plans include more than one power of attorney document. Having both a durable financial authorization and a medical advocate ensures that your financial affairs and personal medical care are handled seamlessly by people you trust, without interruption.",{"type":50,"tag":51,"props":3633,"children":3634},{"id":134},[3635],{"type":56,"value":137},{"type":50,"tag":59,"props":3637,"children":3638},{},[3639],{"type":56,"value":3640},"Relying on generic online templates or incomplete legal forms leaves severe vulnerabilities. If an emergency occurs and your documents are missing or improperly drafted, Michigan law prevents your spouse or adult children from automatically taking over your accounts or medical decisions.",{"type":50,"tag":59,"props":3642,"children":3643},{},[3644,3646,3651],{"type":56,"value":3645},"With average Michigan nursing home costs exceeding ",{"type":50,"tag":79,"props":3647,"children":3648},{},[3649],{"type":56,"value":3650},"$12,000 per month",{"type":56,"value":3652},", an unexpected health crisis without active financial authority can freeze your assets when your family needs them most.",{"type":50,"tag":59,"props":3654,"children":3655},{},[3656,3658,3663],{"type":56,"value":3657},"Without valid documents, your loved ones are forced to petition the local probate court in Oakland, Wayne, or Washtenaw counties for an emergency ",{"type":50,"tag":79,"props":3659,"children":3660},{},[3661],{"type":56,"value":3662},"conservatorship or guardianship",{"type":56,"value":3664},". This process brings expensive legal fees, lengthy delays, public court hearings, and ongoing judicial oversight into your private family matters.",{"type":50,"tag":51,"props":3666,"children":3668},{"id":3667},"recent-updates-to-michigan-power-of-attorney-laws",[3669],{"type":56,"value":3670},"Recent Updates to Michigan Power of Attorney Laws",{"type":50,"tag":59,"props":3672,"children":3673},{},[3674,3676,3681],{"type":56,"value":3675},"Michigan updated its power of attorney legal framework by adopting the ",{"type":50,"tag":79,"props":3677,"children":3678},{},[3679],{"type":56,"value":3680},"Michigan Uniform Power of Attorney Act (UPOAA)",{"type":56,"value":3682},". This statutory update modernizes power of attorney language, improves acceptance of financial documents by banks and institutions, and adds clear protections to prevent financial abuse.",{"type":50,"tag":59,"props":3684,"children":3685},{},[3686],{"type":56,"value":3687},"Because of these statutory updates, older documents or generic internet downloads may not comply with updated institutional standards. Banks and healthcare systems frequently reject outdated paperwork, leaving families stranded during medical emergencies.",{"type":50,"tag":59,"props":3689,"children":3690},{},[3691],{"type":56,"value":3692},"Having properly drafted, updated documents ensures your agent has the clear authority required by financial institutions and medical providers across Michigan.",{"type":50,"tag":51,"props":3694,"children":3696},{"id":3695},"closing-the-gaps-in-your-family-plan",[3697],{"type":56,"value":3698},"Closing the Gaps in Your Family Plan",{"type":50,"tag":59,"props":3700,"children":3701},{},[3702],{"type":56,"value":3703},"A written binder of papers is useless if your documents fail when tested. Many document mills give clients a folder of standard templates and leave them to navigate complex legal rules on their own.",{"type":50,"tag":59,"props":3705,"children":3706},{},[3707],{"type":56,"value":3708},"At Rutkowski Law Firm, our Proven Process delivers a complete Done-For-You experience backed by more than 50 years of combined legal expertise. We handle all the heavy lifting—including complete Trust Funding and document coordination—so your plan creates an active Asset Shield that keeps your family out of court.",{"type":50,"tag":59,"props":3710,"children":3711},{},[3712],{"type":56,"value":3713},"Our legal team is ready to review your existing paperwork, update your authority under current Michigan law, and give your family total peace of mind.",{"title":189,"searchDepth":190,"depth":190,"links":3715},[3716,3717,3718,3719,3720,3721],{"id":3534,"depth":190,"text":3537},{"id":66,"depth":190,"text":69},{"id":123,"depth":190,"text":126},{"id":134,"depth":190,"text":137},{"id":3667,"depth":190,"text":3670},{"id":3695,"depth":190,"text":3698},"content:blog:the-4-types-of-power-of-attorney-in-michigan-what-every-family-must-know.md","blog/the-4-types-of-power-of-attorney-in-michigan-what-every-family-must-know.md","blog/the-4-types-of-power-of-attorney-in-michigan-what-every-family-must-know",{"_path":40,"_dir":3524,"_draft":6,"_partial":6,"_locale":7,"title":3726,"description":3727,"date":3728,"imageUrl":3729,"imageAlt":3730,"practiceArea":13,"author":223,"body":3731,"_type":199,"_id":3898,"_source":201,"_file":3899,"_stem":3900,"_extension":204},"Why Banks and Medicaid Offices Sometimes Reject a “Valid” Power of Attorney","Signed and notarized doesn’t mean enforceable. Here’s why your POA may fail when it matters most.\n\n","2026-02-24T00:00:00Z","/img/blog/RLF-why-banks-and-medicaid-sometimes-reject-POA-mar-02.webp","old couple",{"type":47,"children":3732,"toc":3891},[3733,3738,3743,3754,3759,3768,3773,3778,3787,3792,3797,3806,3811,3816,3825,3830,3835,3844,3849,3854,3877,3882,3887],{"type":50,"tag":59,"props":3734,"children":3735},{},[3736],{"type":56,"value":3737},"You’ve done the responsible thing. You signed a Power of Attorney, had it notarized, and tucked it away for safekeeping. But then, when your loved one needs Medicaid—or you walk into the bank to help manage their accounts—you’re told, “This isn’t good enough.”",{"type":50,"tag":59,"props":3739,"children":3740},{},[3741],{"type":56,"value":3742},"We see this all the time, and it blindsides families.",{"type":50,"tag":59,"props":3744,"children":3745},{},[3746,3748,3752],{"type":56,"value":3747},"A ",{"type":50,"tag":290,"props":3749,"children":3750},{"href":3582},[3751],{"type":56,"value":14},{"type":56,"value":3753}," is meant to let your chosen agent step in and act on your behalf. But not all POAs are the same. If yours doesn’t meet certain practical and legal standards, it may not hold up when it really counts.",{"type":50,"tag":59,"props":3755,"children":3756},{},[3757],{"type":56,"value":3758},"Here’s why that happens—and what you can do to avoid it.",{"type":50,"tag":51,"props":3760,"children":3762},{"id":3761},"outdated-language",[3763],{"type":50,"tag":79,"props":3764,"children":3765},{},[3766],{"type":56,"value":3767},"Outdated Language",{"type":50,"tag":59,"props":3769,"children":3770},{},[3771],{"type":56,"value":3772},"Many Powers of Attorney drafted even ten years ago lack key powers or wording that banks and Medicaid offices now require. Laws change over time—and so do internal policies at financial institutions and government agencies. If your POA doesn’t reflect current language, especially around financial transactions and asset protection, your agent may find they can’t actually act for you when it matters.",{"type":50,"tag":59,"props":3774,"children":3775},{},[3776],{"type":56,"value":3777},"Even well-drafted, attorney-prepared",{"type":50,"tag":51,"props":3779,"children":3781},{"id":3780},"institutional-resistance",[3782],{"type":50,"tag":79,"props":3783,"children":3784},{},[3785],{"type":56,"value":3786},"Institutional Resistance",{"type":50,"tag":59,"props":3788,"children":3789},{},[3790],{"type":56,"value":3791},"Let’s be honest: some banks and financial institutions are difficult on purpose. They prefer you use their internal POA forms, even if yours is legally sound. And while that’s frustrating, they’re often within their rights to slow things down or ask for a legal opinion before accepting outside documents.",{"type":50,"tag":59,"props":3793,"children":3794},{},[3795],{"type":56,"value":3796},"This is where clarity and forceful drafting can make a big difference.",{"type":50,"tag":51,"props":3798,"children":3800},{"id":3799},"execution-errors",[3801],{"type":50,"tag":79,"props":3802,"children":3803},{},[3804],{"type":56,"value":3805},"Execution Errors",{"type":50,"tag":59,"props":3807,"children":3808},{},[3809],{"type":56,"value":3810},"Michigan has strict rules around how a POA must be signed. If the witnessing or notarization process wasn’t done correctly—or if one signature is missing—the whole document may be invalid. Even a small error can stop your loved one from stepping in when it counts.",{"type":50,"tag":59,"props":3812,"children":3813},{},[3814],{"type":56,"value":3815},"We’ve seen families delayed by weeks or months because of simple formalities that went wrong.",{"type":50,"tag":51,"props":3817,"children":3819},{"id":3818},"timing-problems",[3820],{"type":50,"tag":79,"props":3821,"children":3822},{},[3823],{"type":56,"value":3824},"Timing Problems",{"type":50,"tag":59,"props":3826,"children":3827},{},[3828],{"type":56,"value":3829},"If the person who signed the POA is already incapacitated, it’s often too late to update the document or fix any vague language. That leaves the family facing guardianship court just to gain basic decision-making authority.",{"type":50,"tag":59,"props":3831,"children":3832},{},[3833],{"type":56,"value":3834},"By that point, even small issues with the POA can lead to major legal complications—and unnecessary costs.",{"type":50,"tag":51,"props":3836,"children":3838},{"id":3837},"a-power-of-attorney-should-work-in-the-real-world",[3839],{"type":50,"tag":79,"props":3840,"children":3841},{},[3842],{"type":56,"value":3843},"A Power of Attorney Should Work in the Real World",{"type":50,"tag":59,"props":3845,"children":3846},{},[3847],{"type":56,"value":3848},"At Rutkowski Law Firm, we build POAs for the world we live in—not just what looks good in a binder.",{"type":50,"tag":59,"props":3850,"children":3851},{},[3852],{"type":56,"value":3853},"That means:",{"type":50,"tag":3384,"props":3855,"children":3856},{},[3857,3862,3867,3872],{"type":50,"tag":427,"props":3858,"children":3859},{},[3860],{"type":56,"value":3861},"Using up-to-date, Michigan-compliant language",{"type":50,"tag":427,"props":3863,"children":3864},{},[3865],{"type":56,"value":3866},"Including strong powers tailored to financial and Medicaid planning",{"type":50,"tag":427,"props":3868,"children":3869},{},[3870],{"type":56,"value":3871},"Ensuring correct execution and durable enforceability",{"type":50,"tag":427,"props":3873,"children":3874},{},[3875],{"type":56,"value":3876},"Giving your family the clarity and tools they need to act confidently",{"type":50,"tag":59,"props":3878,"children":3879},{},[3880],{"type":56,"value":3881},"If your current Power of Attorney hasn’t been reviewed in years—or if you’ve never had one prepared with long-term care in mind—this is the time to revisit it.",{"type":50,"tag":59,"props":3883,"children":3884},{},[3885],{"type":56,"value":3886},"We’d rather help you get it right now than fix a preventable problem during a crisis.",{"type":50,"tag":3888,"props":3889,"children":3890},"br",{},[],{"title":189,"searchDepth":190,"depth":190,"links":3892},[3893,3894,3895,3896,3897],{"id":3761,"depth":190,"text":3767},{"id":3780,"depth":190,"text":3786},{"id":3799,"depth":190,"text":3805},{"id":3818,"depth":190,"text":3824},{"id":3837,"depth":190,"text":3843},"content:blog:why-banks-and-medicaid-offices-sometimes-reject-a-valid-power-of-attorney.md","blog/why-banks-and-medicaid-offices-sometimes-reject-a-valid-power-of-attorney.md","blog/why-banks-and-medicaid-offices-sometimes-reject-a-valid-power-of-attorney",{"_path":41,"_dir":3524,"_draft":6,"_partial":6,"_locale":7,"title":3902,"description":3903,"date":3904,"imageUrl":3905,"imageAlt":3906,"author":223,"body":3907,"_type":199,"_id":4057,"_source":201,"_file":4058,"_stem":4059,"_extension":204}," Does your Power of Attorney have the Legal Keys to protect your home?","Why common Medicaid shortcuts like gifting assets can lead to expensive penalties and legal roadblocks.","2026-04-07T00:00:00Z","/img/blog/rlf-blog-does-your-poa-have-a-legal-key-to-protect-your-home.webp","family",{"type":47,"children":3908,"toc":4051},[3909,3919,3924,3939,3949,3954,3959,3968,3980,3985,3994,4014,4027,4040,4048],{"type":50,"tag":3910,"props":3911,"children":3913},"h1",{"id":3912},"the-overlooked-role-of-legal-strategy-in-long-term-care-planning",[3914],{"type":50,"tag":79,"props":3915,"children":3916},{},[3917],{"type":56,"value":3918},"The Overlooked Role of Legal Strategy in Long-Term Care Planning",{"type":50,"tag":59,"props":3920,"children":3921},{},[3922],{"type":56,"value":3923},"When families start to worry about the rising cost of long-term care, the most common “advice” they hear is also one of the most dangerous: “Just put everything in your kids’ names.”",{"type":50,"tag":59,"props":3925,"children":3926},{},[3927,3929,3937],{"type":56,"value":3928},"In Michigan, many people think ",{"type":50,"tag":290,"props":3930,"children":3934},{"href":335,"target":3931,"rel":3932},"_blank",[3933],"noopener",[3935],{"type":56,"value":3936},"Medicaid planning",{"type":56,"value":3938}," is as simple as giving away assets until they reach the eligibility limit. In practice, this kind of DIY approach is one of the biggest mistakes we see. Without a coordinated legal strategy, these well-meaning transfers can trigger serious penalties and delays in eligibility, leaving families scrambling to pay for care when they need it most.",{"type":50,"tag":3940,"props":3941,"children":3943},"h3",{"id":3942},"attorney-led-strategy-vs-the-diy-risk",[3944],{"type":50,"tag":79,"props":3945,"children":3946},{},[3947],{"type":56,"value":3948},"Attorney-Led Strategy vs. The DIY Risk",{"type":50,"tag":59,"props":3950,"children":3951},{},[3952],{"type":56,"value":3953},"A quick “DIY” fix—like adding a child to your deed or transferring large amounts of cash—usually creates more problems than it solves. Besides triggering Medicaid penalty periods, these moves can lead to unexpected tax issues for your kids and even put your home at risk if they run into creditors, lawsuits, or divorce.",{"type":50,"tag":59,"props":3955,"children":3956},{},[3957],{"type":56,"value":3958},"A professional, attorney-guided plan takes a very different approach. Instead of simply giving assets away, we use existing Michigan law to reposition them. The goal is to move what you’ve worked for into legally “exempt” categories that the state can’t count against you. That way, you can qualify for the care you need while keeping your home and savings under your family’s control.",{"type":50,"tag":3940,"props":3960,"children":3962},{"id":3961},"the-legal-keys-why-your-current-poa-might-fail",[3963],{"type":50,"tag":79,"props":3964,"children":3965},{},[3966],{"type":56,"value":3967},"The \"Legal Keys\": Why Your Current POA Might Fail",{"type":50,"tag":59,"props":3969,"children":3970},{},[3971,3973,3978],{"type":56,"value":3972},"Many people assume that having a standard ",{"type":50,"tag":290,"props":3974,"children":3976},{"href":3582,"target":3931,"rel":3975},[3933],[3977],{"type":56,"value":14},{"type":56,"value":3979}," (POA) means their family is fully prepared. In reality, most traditional estate-planning POAs lack the specific Elder Law powers needed to protect assets during a health crisis.",{"type":50,"tag":59,"props":3981,"children":3982},{},[3983],{"type":56,"value":3984},"We refer to these crucial provisions as the “Legal Keys.” Without them, your family might be able to write checks and pay bills, but they may not have the authority to transfer your home into a protective trust or legally reposition assets, so you qualify for benefits. And if those keys aren’t in place before you lose the ability to sign new documents, your family can be left stuck at the very moment they need to move quickly.",{"type":50,"tag":3940,"props":3986,"children":3988},{"id":3987},"life-focused-planning-protecting-you-while-youre-here",[3989],{"type":50,"tag":79,"props":3990,"children":3991},{},[3992],{"type":56,"value":3993},"Life-Focused Planning: Protecting You While You’re Here",{"type":50,"tag":59,"props":3995,"children":3996},{},[3997,3999,4004,4006,4012],{"type":56,"value":3998},"The biggest difference between traditional ",{"type":50,"tag":290,"props":4000,"children":4002},{"href":307,"target":3931,"rel":4001},[3933],[4003],{"type":56,"value":310},{"type":56,"value":4005}," and",{"type":50,"tag":290,"props":4007,"children":4009},{"href":3340,"target":3931,"rel":4008},[3933],[4010],{"type":56,"value":4011}," Elder Law ",{"type":56,"value":4013},"is the focus of the 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