How to outsmart Medicaid estate recovery in Michigan
Why waiting for a nursing home crisis leaves your home exposed—and the proactive tools that shield your legacy.
Founder / Attorney
Denise Kabalka-Chesney
Executive Assistant to the CEO
Denise Kabalka-Chesney is the dedicated Executive Assistant to the CEO of Rutkowski Law Firm, Michael Rutkowski. She's known for bringing structure, discipline, and a global perspective to everything she does. She thrives on keeping both professional and personal worlds running seamlessly, allowing the people she supports to stay focused and successful.
She earned her Bachelor's degree in Business Administration, majoring in International Business, from Central Michigan University. Her life experiences include traveling throughout Europe, climbing Mount Olympus in Greece, hiking for a month in Thailand with her daughter, and visiting Japan and South Korea.
Denise brings a strong foundation of discipline, with 10 years in martial arts and a 35-year career as a certified personal trainer through the American Council on Exercise. She is also a four-time qualifier of the Boston Marathon.
She was named Macomb County Volunteer of the Year for her work with MCREST, Meals on Wheels, The Parade Company, and mentoring with A Beautiful Me. She also spent 11 years teaching religious education.
At the center of her life are her two children, Adam and Alexis, who are her greatest pride and purpose.
Life is Unpredictable — Your Future Doesn’t Have to Be.
Plan Today, Protect Tomorrow.
Whether probate avoidance, qualifying for medicaid, or gaining access to a loved ones estate assets, we're here to help.
Estate Planning and Asset ProtectionEnsure your legacy lives on and your loved ones avoid the probate process with proactive planning.
Get Started
Medicaid PlanningAre you or a loved one in need of elder care? Let us ensure you qualify for medicaid.
Get Started
Elder LawProtect your future with compassionate legal guidance for aging, long-term care, and end-of-life planning.
Get Started
Estate Planning for Michigan Families
Don't leave your family with a useless binder.
Most firms hand you a template and expect you to do the work. We provide a Done-For-You process that handles Trust Funding and Asset Protection.
We specialize in protecting your home from the 5-Year Medicaid Look-Back, ensuring your house stays in your family and out of the state's hands. Plan now so you never become a burden to those you love.
For a Call Back: Pick a time for a quick, 15-minute phone call with our intake team. They will gather your basic details and schedule your strategy session with our Customer Success Director. No tech degree or legal preparation required.
Protecting your home from Medicaid estate recovery
Why some assets are exposed to state reimbursement claims after death—and how Michigan families can shield them.
Founder / Attorney
Who Should Be Your Contingent Beneficiary? Common Mistakes Michigan Families Make
The critical mistakes families make with contingent beneficiaries—and how to protect your heirs from probate court.
Founder / Attorney